Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 36,718 reviews, last reviewed 21st Apr 2026
1354200% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very efficient and quick service with 0% interest Very efficient and quick service with 0% interest Reviewed on: 21st April 2026
Francis BEGUIER 's avatar
Francis BEGUIER

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (36718)

PayPal pay in 3 has been a massive help in paying fo...

5
PayPal pay in 3 has been a massive help in paying for services it’s really helped in financing my money especially during the cost of living crises Reviewed on: 22nd May 2024

Pay Pal..your pal

5
I use pay in 3 for the more expensive items..straight forward to use adjustments made straight away if items returned also opprtunity to pay early..all with no interest. And you get the addrd security of paying via paypal who support with any issues with supplier usually them getting resolved quickly. Reviewed on: 22nd May 2024

Best app manegable aswell no issues and allows you t...

5
Best app manegable aswell no issues and allows you to manage and track all your options and how your using pay in 3 without letting you go overboardo Reviewed on: 22nd May 2024

I have used this service several times.

5
I have used this service several times. It's quick and easy. Reviewed on: 22nd May 2024

flexibility..

5
pay in 3 gives you flexibility to do more things at an affordable amount for your cicumstances. Excellent idea to spread the cost over time to make items more accesible to you Reviewed on: 22nd May 2024

PayPal really is a friend!

5
PayPal pay in 3 is so easy, really helpful and widely available Reviewed on: 22nd May 2024

Pay 3 isn't best for all but for those who can affor...

5
Pay 3 isn't best for all but for those who can afford to pay each month but don't have the money on the spot, it's actually quite useful, especially if you need something in an emergency but don't have the money at that moment. I have had no issues with the site, it's very clean and easy to navigate. Reviewed on: 22nd May 2024

Trust and reliable

5
Very trustworthy and reliable service. Peace of mind in payment method. Excellent! Reviewed on: 22nd May 2024

All good

5
All good, customer service is great and you can’t go wrong with pay in 3. Reviewed on: 22nd May 2024

In Hindi language pal means friend.

5
In Hindi language pal means friend. Paypal is really friendly. Reviewed on: 22nd May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review