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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (37441 reviews)

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4.93

Based on 37,441 reviews, last reviewed 22nd Apr 2026

1422400% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal has been efficient PayPal has been efficient I’ve had no problems dealing with them Reviewed on: 22nd April 2026

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37441)

I love the pay in 3 system

PayPal has helped me buy lots of online goods and the pre-approval for pay in 3 has helped me in emergencies. Reviewed on: 23rd May 2024

It’s so great for people who might be struggling to...

It’s so great for people who might be struggling to pay in one go Reviewed on: 23rd May 2024

Easiest way of paying shopping bills

Easiest way of paying shopping bills Reviewed on: 23rd May 2024

It's very simple to use and very easy to take contro...

It's very simple to use and very easy to take control of it. Reviewed on: 23rd May 2024

Excellent service from PayPal allows you to spread t...

Excellent service from PayPal allows you to spread the cost. Reviewed on: 23rd May 2024

I used to really struggle with debt

I used to really struggle with debt and it gave me very bad anxiety, but PayPal pay in 3 really helped me not only pay back what I owed within a short period, but helped me understand if I could realistically afford something. Its been great for large purchases but also the small ones like a takeout or the odd video game. It's massively changed my life and taken a lot of stress off. Reviewed on: 23rd May 2024

Pay in 3 is great

Great every time- I never have any problems paying in three and I love that you can pay extra off when you want. Reviewed on: 23rd May 2024

Paypal Safe & Secure

When using Paypal I feel safe and secure with transactions. With all the payment plan options that have little to no interest, it really helps manage finances. Reviewed on: 23rd May 2024

Great experience, no issues at all.

Great experience, no issues at all. Reviewed on: 23rd May 2024

Seems to work.

Seems to work. Seems to work. Seems to work. Reviewed on: 23rd May 2024

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