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PayPal: Pay in 3 reviews

4.93
Based on 37,479 reviews, last reviewed 22nd Apr 2026
1426100% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 has been very helpful to me! Pay in 3 has been very helpful to me in being able to purchase slightly larger items that I would normally get caught up in high interest situations w... Read more Reviewed on: 22nd April 2026
Peppa's avatar
Peppa

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37480)

PayPal pay in 3 is a fantastic 0% interest option

5
PayPal pay in 3 is a fantastic 0% interest option for those end of the month, still a few days away from payday buys that you just can't say no to. Reviewed on: 24th May 2024

Overall good experience.

5
Overall good experience. I have not had any problems as of yet Reviewed on: 24th May 2024

Highly recommend, easy to apply and understanding ab...

5
Highly recommend, easy to apply and understanding about late payment Reviewed on: 24th May 2024

Great to get 3 in 1 payments.

4
Great to get 3 in 1 payments.saves previos payments. Reviewed on: 24th May 2024

safest...

5
I do all my shopping with pay pal as it’s the safest way Reviewed on: 24th May 2024

Very good and helps when money is low but things are...

5
Very good and helps when money is low but things are needed to be brought. The no interest is very apealing and I could not rate it any better. Reviewed on: 23rd May 2024

Best way to Pay for anything

5
Best way to Pay for anything, I've used it several times to split my payments and was very happy with experience and the way how easly I could obtain it. Would recommend to anybody with no doubt. Reviewed on: 23rd May 2024

Perfect pocket-sized payments

5
Used PayPal pay in 3 a few times. It’s so easy and efficient for splitting payments manageably. Reviewed on: 23rd May 2024

Free easy credit.

4
It is easy-to-use and interest free. Reviewed on: 23rd May 2024

Excellent services.

5
Excellent services. I have past experience. And it is amazing. Highly recommended. Reviewed on: 23rd May 2024

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