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PayPal: Pay in 3 reviews

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4.93
Based on 37,532 reviews, last reviewed 22nd Apr 2026
1431200% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Convenient but needs improvement in refunds I’ve been using PayPal Pay in 3 and overall it’s a convenient way to split payments without immediate financial pressure. The setup is simple and paym... Read more Reviewed on: 22nd April 2026
Muhammad Sohaib Ijaz's avatar
Muhammad Sohaib Ijaz

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37532)

I love pay in 3!

5
Pay in 3 always helps me out especially as a person who gets paid weekly Reviewed on: 24th May 2024
Lexi's avatar
Lexi

I have used the pay in 3 plan many times and this is...

5
I have used the pay in 3 plan many times and this is a brilliant addition to the service it gives a little extra time to pay with 3 equal installments and you set it up when making your purchase and then no worries the payments are scheduled automatically and the best thing no interest added, brilliant!!! Reviewed on: 24th May 2024
Carin A's avatar
Carin A

Easy to budget

5
Using pay 3 helps me to budget and there's no interest to pay, it means I can treat my grandchildren Reviewed on: 24th May 2024
Ker f's avatar
Ker f

PayPal is useful but customer service could improve

4
I find using PayPal helpful for items pay in 3 and credit however when there is a problem it's very difficult to resolve an issue with PayPal and customer service do not read your issue correctly and they do not respond correctly nor do they help you. They provide scripted responses. Reviewed on: 24th May 2024
Emma's avatar
Emma

PayPal is great.

5
PayPal is great. Its a versatile safe and secure way to pay either online or in store woth PayPal credit. The pay in 3 option is great! Giving you the chance to spread over 3 months. Reviewed on: 24th May 2024
Aimee 's avatar
Aimee

makes it super easy to spread out payment.

5
makes it super easy to spread out payment. no fuss Reviewed on: 24th May 2024
ben n's avatar
ben n

Versatile, Flexible and really Helpful

5
Paypal Pay in 3 has helped me out in difficult situations like when my daughter broke her bed and I didn’t have £300 cash. It’s versatile, flexible and really useful. Reviewed on: 24th May 2024
Stephanie Buttler's avatar
Stephanie Buttler

Works really well and makes transactions feel safe

5
Works really well and makes transactions feel safe Reviewed on: 24th May 2024
John P's avatar
John P

Pay in 3 is a great idea.

4
Pay in 3 is a great idea. It has proven to be very helpful. Reviewed on: 24th May 2024
Graham T's avatar
Graham T

a peace of mind

5
Helpful, gives you always a peace of mind Reviewed on: 24th May 2024
Joe P's avatar
Joe P

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