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PayPal: Pay in 3 reviews

4.93
Based on 38,219 reviews, last reviewed 23rd Apr 2026
1496900% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Quick and very easy to use. Quick and very easy to use. Helps with finances. Fantastic that there is no charge. Can have several ones at once. You don’t have to remember to pay a... Read more Reviewed on: 23rd April 2026
Kathryn H's avatar
Kathryn H

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38219)

Brilliant way to get those extra things you want wit...

5
Brilliant way to get those extra things you want without using a credit card. Spreading the payments over 3 months makes it much more manageable especially if it’s a pricey item. It’s so easy to do, you just tick the box. You can never forget to pay as it’s taken automatically. Reviewed on: 26th May 2024

Using PayPal is always very easy and the pay in 3 op...

5
Using PayPal is always very easy and the pay in 3 option within interest is great to spread the cost of a large purchase on 3 months without any paperwork and no interest charged. Only regret is that my credit limit is very low. Reviewed on: 26th May 2024

There is a long wait time when calling and you are t...

5
There is a long wait time when calling and you are transferred to another department when the question can't be answered Reviewed on: 26th May 2024

easy to use and a secure way to pay...

5
easy to use and a secure way to pay Reviewed on: 26th May 2024

PayPal Pay in 3 has been a life changing flexible re...

5
PayPal Pay in 3 has been a life changing flexible resource for me at those times eg Christmas or a family wedding when I've needed extra financial support, it has enabled me to get what I needed but more importantly, has given me that extra breathing space to extend the payback without any penalities or nasty financial additions ❤️ Reviewed on: 26th May 2024

It's very good option when you want to spread the...

5
It's very good option when you want to spread the cost Reviewed on: 26th May 2024

It helps to spread the cost.

5
It helps to spread the cost.. simple and easy to use Reviewed on: 26th May 2024

Utilised this ALOT

5
Utilised this alot. Been brilliant to purchase and spread the cost of things, I'd otherwise not have been able to. Quick and easy to use and great that so many companys and shops use as an option for payment. Reviewed on: 26th May 2024

Pay in 3 allows us, as a family to manage our budget...

5
Pay in 3 allows us, as a family to manage our budget and easily pay for those larger purchases. Reviewed on: 26th May 2024

Thumbs up for PayPal pay in 3

5
A secure and helpful way of spreading the cost. Reviewed on: 26th May 2024

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