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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76266 reviews)

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4.76

Based on 76,083 reviews, last reviewed 25th Jun 2026

5061800% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Your mate when it comes to money. Easily navigable App ensure perfect management of your money. Reviewed on: 25th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (76266)

Very efficient service.

Very efficient service. Reliable and secure way of making purchases. Reviewed on: 3rd May 2026

Always good and can spread the cost

Always good and can spread the cost Reviewed on: 3rd May 2026

Easy transactions.

Easy transactions. Have sold and bought and found the process simple Reviewed on: 3rd May 2026

Pay in 3 is a great addition to PayPal, the flexibil...

Pay in 3 is a great addition to PayPal, the flexibility and how practical it is really makes PayPal outstanding. Reviewed on: 3rd May 2026

It’s absolutely amazing the best

It’s absolutely amazing the best pay in thee I’ve used easy to use and pay it’s undoubtedly the best Reviewed on: 3rd May 2026

Excellent, would highly recommend, good service, goo...

Excellent, would highly recommend, good service, good customer service, easy to use Reviewed on: 3rd May 2026

Quick and easy, always pick to use PayPal when I nee...

Quick and easy, always pick to use PayPal when I need to transfer money across to friends and family Reviewed on: 3rd May 2026

Convenient and Flexible Way to Split Payments

I’ve been using PayPal Pay in 3 for a while now, and overall it’s been a really convenient way to manage larger purchases without feeling the full cost upfront. What I like most is how simple and transparent the process is. When you choose Pay in 3 at checkout, everything is clearly laid out—how much you’ll pay immediately and the dates for the remaining two payments. There’s no interest, which is a big plus compared to many other credit options, and the automatic payments make it easy to stay on track without worrying about missing deadlines. Another benefit is how widely it’s accepted. I’ve been able to use it across a variety of online retailers, which makes it flexible for different types of purchases. It’s also integrated directly into PayPal, so there’s no need to sign up for a separate service or go through lengthy approval processes each time. That said, one drawback is that it’s not available for every purchase or merchant, and sometimes the eligibility criteria aren’t fully clear. Also, because payments are taken automatically, you need to make sure you have sufficient funds in your account to avoid any issues. Overall, PayPal Pay in 3 is a reliable and user-friendly option if you want to spread the cost of purchases without paying interest. It’s especially useful for budgeting, as long as you stay mindful of your upcoming payments. Reviewed on: 3rd May 2026

PayPal Makes Online transactions easy.

I always use PayPal for all my online transactions wherever it's available as it is convenient and safe Reviewed on: 3rd May 2026

PayPal account for more than 10 years and i a...

I have PayPal account for more than 10 years and i always felt safe Reviewed on: 3rd May 2026

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