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PayPal: Pay in 3 reviews

4.76
Based on 76,083 reviews, last reviewed 25th Jun 2026
5061800% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Your mate when it comes to money. Easily navigable App ensure perfect management of your money. Reviewed on: 25th June 2026
John S's avatar
John S

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026
Kirk L's avatar
Kirk L

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76316)

Happy customer...

5
Always fast payments and the mobile app is simple and easy to use Reviewed on: 3rd May 2026

Never had a bad experience.

5
Never had a bad experience. Easy to use. Had an incident where a delivery had not arrived and was able to use them to resolve the issue found the customer service excellent. The services provided are second to none and far exceed that of my bank. Reviewed on: 3rd May 2026

Pay in 3 is a life saver.

5
Pay in 3 is a life saver. It has been great help throughout my young adult life. I recommend this to all my friends. Especially the fact it is interest free. Not even my local government would provide that for me. Reviewed on: 3rd May 2026

PayPal is my helping hand ...

5
PayPal is my helping hand for when I can not afford to pay straight out payments Reviewed on: 3rd May 2026

Good experience, happy to use the service

5
Good experience, happy to use the service Reviewed on: 3rd May 2026

Customer Friendly

4
I’ve had a really positive experience using PayPal Pay in 3. It made it much easier to spread the cost of purchases without feeling pressured financially. The application process was quick, simple and clear, and I liked seeing the payment dates upfront. Payments were taken on time and I received reminders beforehand, which helped me stay organised. It has been reliable, convenient and interest free, making larger purchases far more manageable for me. Reviewed on: 3rd May 2026

My go to online payment method

5
I use PayPal for all my online purchases. The option of using paying in 3 instalments is brilliant, so easy to use yet giving me a extra layer of security Reviewed on: 3rd May 2026

Easy, Helpful, Reliable

5
Easy payment options to help cover larger payments. Super helpful when you have an issue. What more could you want. Reviewed on: 3rd May 2026

I always use PayPal and I have for around 12 years,...

5
I always use PayPal and I have for around 12 years, the pay 3 feature is amazing and so handy for when you don’t have the full balance for things you are wanting to pay for Reviewed on: 3rd May 2026

Pay in 3, the best to split the payments

5
Pay in 3, the best to split the payments, and highly available on many websites. Reviewed on: 3rd May 2026

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