Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 38,250 reviews, last reviewed 23rd Apr 2026
1500000% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such a relief to have something that helps spread my... Such a relief to have something that helps spread my costs along so I can manage my monthly outgoings. With the constant rise in weekly costs like sho... Read more Reviewed on: 23rd April 2026
Jo's avatar
Jo

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (38250)

Thumbs up for PayPal pay in 3

5
A secure and helpful way of spreading the cost. Reviewed on: 26th May 2024

Just keep doing you

5
Have used pay pal for years and never had any concerns Reviewed on: 26th May 2024

Hit and miss

3
Sometimes you get accepted Sometimes not Reviewed on: 26th May 2024

A very useful credit tool to help budget personal an...

5
A very useful credit tool to help budget personal and household finances Reviewed on: 26th May 2024

It’s really easy and quick to use.

5
It’s really easy and quick to use. Although I was confused with the pay in 3 at first, when I contacted eBay I had a quick response explaining the process. Reviewed on: 26th May 2024

Easy to use and simple no hassle

5
Easy to use and simple no hassle Reviewed on: 26th May 2024

Brilliant makes life easier

5
I think this is such a great way to pay for things absolutely brilliant Reviewed on: 26th May 2024

Handy, convenient, quick, secure payments.

5
Handy, convenient, quick, secure payments. pay in 3 is helpful spreading the cost Reviewed on: 26th May 2024

An Easy to use payment plan

5
I use Pay in 3 as an easy option to buy more luxuries & I know it’s safe & efficient web site looks after me. Meticulously keeping a record & dealing with refunds effectively Reviewed on: 26th May 2024

Use pay in 3 all the times, builds credit free and e...

5
Use pay in 3 all the times, builds credit free and easily Reviewed on: 26th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3683 reviews
    PayPal
    View all products