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PayPal: Pay in 3 reviews

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4.93
Based on 38,219 reviews, last reviewed 23rd Apr 2026
1496900% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and very easy to use. Quick and very easy to use. Helps with finances. Fantastic that there is no charge. Can have several ones at once. You don’t have to remember to pay a... Read more Reviewed on: 23rd April 2026
Kathryn H's avatar
Kathryn H

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (38219)

I love this payment option to spread the cost.

5
I love this payment option as l can buy item l could not afford for full price. And l don’t have to pay any interest which saves me from using credit card. Reviewed on: 25th May 2024
Jana 's avatar
Jana

PayPal Pay in 3 is hassle free and great value

5
PayPal are very clear with their terms and conditions, make their credit and Pay in 3 schemes easy to access and understand, as well as easy to use, and offer fantastic interest free deals! I could never get the same value from a credit card nor the same convenience. Reviewed on: 25th May 2024
AG's avatar
AG

Value for money

5
So easy to use value for money always Reviewed on: 25th May 2024
Simon Poultney's avatar
Simon Poultney

Using paypal pay in 3 was a very easy and smooth exp...

5
Using paypal pay in 3 was a very easy and smooth experience for me, as simple as getting approved (or pre-approved in my case due to my time using paypal) and being able to pay back almost any amount in 3. Never had any problems of using it in my 2/3 years of doing so Reviewed on: 25th May 2024
Ryan M's avatar
Ryan M

Tried to get a refund on fake goods sold to me but n...

4
Tried to get a refund on fake goods sold to me but no help yet friend had same problem and got refunded?! Reviewed on: 25th May 2024
Kylie w's avatar
Kylie w

Nothing But Positive Experiences.

5
Nothing But Positive Experiences. Reviewed on: 25th May 2024
Jags's avatar
Jags

I find the pay in 3 very helpful in my personal circ...

5
I find the pay in 3 very helpful in my personal circumstances. It give me the freedom to take advantage of special offers. Reviewed on: 25th May 2024
Patrick F's avatar
Patrick F

Opens doors to getting what you want

5
I used to use a competitor until I looked into PayPal's Pay in 3 and realised it was like a supercharged version with double the spending limit. Thereby providing me with far more flexibility in what and when I can purchase the things I need and want. From electricals, to hotel stays and holidays, PayPal pay in 3 has removed barriers and given me peace of mind when shopping online and its easy to use app makes monitoring and managing your purchases a piece of cake. Reviewed on: 25th May 2024
Darryl W's avatar
Darryl W

Pay in 3 is a great way to reduce monthly payments.

5
Pay in 3 is a great way to reduce monthly payments. Reviewed on: 25th May 2024
Anonymous's avatar
Anonymous

Great service

5
I've used pay in 3 multiple times, it is a great way of being able to pay for things that I otherwise might miss out on (like special events tickets) due to lack of funds at the time of release. Reviewed on: 25th May 2024
Steph Haywood's avatar
Steph Haywood

Review PayPal: Pay in 3 now

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