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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76332 reviews)

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4.76

Based on 76,319 reviews, last reviewed 25th Jun 2026

5084100% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal pay in 3, one of my favourite ways to pay. PayPal pay in 3 is such a great way to be able to afford things to be able to treat yourself. It’s great and I often use this method to make my money ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (76332)

It’s absolutely amazing the best

It’s absolutely amazing the best pay in thee I’ve used easy to use and pay it’s undoubtedly the best Reviewed on: 3rd May 2026

Excellent, would highly recommend, good service, goo...

Excellent, would highly recommend, good service, good customer service, easy to use Reviewed on: 3rd May 2026

Quick and easy, always pick to use PayPal when I nee...

Quick and easy, always pick to use PayPal when I need to transfer money across to friends and family Reviewed on: 3rd May 2026

Convenient and Flexible Way to Split Payments

I’ve been using PayPal Pay in 3 for a while now, and overall it’s been a really convenient way to manage larger purchases without feeling the full cost upfront. What I like most is how simple and transparent the process is. When you choose Pay in 3 at checkout, everything is clearly laid out—how much you’ll pay immediately and the dates for the remaining two payments. There’s no interest, which is a big plus compared to many other credit options, and the automatic payments make it easy to stay on track without worrying about missing deadlines. Another benefit is how widely it’s accepted. I’ve been able to use it across a variety of online retailers, which makes it flexible for different types of purchases. It’s also integrated directly into PayPal, so there’s no need to sign up for a separate service or go through lengthy approval processes each time. That said, one drawback is that it’s not available for every purchase or merchant, and sometimes the eligibility criteria aren’t fully clear. Also, because payments are taken automatically, you need to make sure you have sufficient funds in your account to avoid any issues. Overall, PayPal Pay in 3 is a reliable and user-friendly option if you want to spread the cost of purchases without paying interest. It’s especially useful for budgeting, as long as you stay mindful of your upcoming payments. Reviewed on: 3rd May 2026

PayPal Makes Online transactions easy.

I always use PayPal for all my online transactions wherever it's available as it is convenient and safe Reviewed on: 3rd May 2026

PayPal account for more than 10 years and i a...

I have PayPal account for more than 10 years and i always felt safe Reviewed on: 3rd May 2026

Simple to use

Simply to use makes purchases alot easier online. Provide many options to pay. Just overall a great reliable service. Reviewed on: 3rd May 2026

Easy to pay bills and good customer service.

Easy to pay bills and good customer service. Reviewed on: 3rd May 2026

Brilliant service easy to follow

Brilliant service easy to follow Reviewed on: 3rd May 2026

PayPal: Pay in 3 is literally a lifeline allowing me...

PayPal: Pay in 3 is literally a lifeline allowing me to spread costs without incurring interest. Reviewed on: 3rd May 2026

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