Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 37,988 reviews, last reviewed 23rd Apr 2026
1475000% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy and simple to work through It’s easy and simple to work through Reviewed on: 23rd April 2026
Lennon C's avatar
Lennon C

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (37988)

Very happy

5
Very quick and easy on the 'pay in 3' option Reviewed on: 24th May 2024

Pay in 3 is a very simple but effective method for m...

5
Pay in 3 is a very simple but effective method for me to buy things of a value I couldn’t normally afford due to cashflow. Thankfully it opens the door to items over a certain value, and it makes it very simple. Reviewed on: 24th May 2024

A helping hand

5
Instead of waiting until the end of the month for your item you can get it now and pay at the end of the month no charge Great idea thank you Reviewed on: 24th May 2024

Good and reliable customers service.

5
Good and reliable customers service. Overall is fantastic service received as customer. Reviewed on: 24th May 2024

They always sort my dispute very quick, money feel s...

5
They always sort my dispute very quick, money feel secured Reviewed on: 24th May 2024

Excellent customer service care.

5
Excellent customer service care. Very helpful and timely delivery Reviewed on: 24th May 2024

Highly recommend

5
A really useful way of buying the more expensive items without having to use a credit card Reviewed on: 24th May 2024

PayPal pay in 3 provides a little flexibility when y...

5
PayPal pay in 3 provides a little flexibility when you need it, and it provides good levels of security to prevent against fraud. Reviewed on: 24th May 2024

PayPal pay in 3 is so helpful .

5
PayPal pay in 3 is so helpful ..I have been able to conveniently do few things with the opportunity which am thankful for ,I will definitely recommend to everyone around me. Reviewed on: 24th May 2024

Couldn’t recommend it enough!

5
I’ve used this service on many occasion and the flexibility to pay for my items in smaller portions really helps over holidays and birthdays. I would recommend this service 10 times over. Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3683 reviews
    PayPal
    View all products