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PayPal: Pay in 3 reviews

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4.93
Based on 37,708 reviews, last reviewed 23rd Apr 2026
1448100% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice easy and convenient transaction Nice easy and convenient transaction Reviewed on: 23rd April 2026
Phillip h's avatar
Phillip h

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37708)

PayPal is easy to use and provides securoty

5
I use PayPal a regularly, including PayPal credit and pay in 3, I have always found that it is a simple easy way of payment for items & also gives you more security than paying from our bank. Reviewed on: 23rd May 2024
Julie W's avatar
Julie W

Great option to split payment in 3

4
It was quick to get approved by paypall Reviewed on: 23rd May 2024
Marcin's avatar
Marcin

Never had a problem.

5
Never had a problem. Most websites will accept it. Easy to use. Reviewed on: 23rd May 2024
Carla Soares's avatar
Carla Soares

I just love it, so handy for when you need to purcha...

5
I just love it, so handy for when you need to purchase but are waiting for a million invoices to be paid to you Reviewed on: 23rd May 2024
Maria D's avatar
Maria D

PayPal pay in 3 is excellent for budgeting

5
Helps to spread the cost and budget for bigger purchases. Reviewed on: 23rd May 2024
Lesley Ann 's avatar
Lesley Ann

Pay in 3 is exactly what it says it is

5
Pay in 3 is exactly what it says it is: there are no tricks, no traps, no hidden details to trip you up. It's allowed me to spread the cost of bigger items for gifts and for myself over several paychecks without abusing a credit card and all in one easy to manage and understand place. Reviewed on: 23rd May 2024
T I's avatar
T I

Shopping

5
Excellent service for being able to shop for my family and friends with out worring about paying for things in one go. Brilliant service. Thanks Reviewed on: 23rd May 2024
marina HugheS's avatar
marina HugheS

Pay in 3 helped me a lot

5
Pay in 3 helped me a lot when i recently moved into my new house, it also helps with Christmas Reviewed on: 23rd May 2024
Denise Clough's avatar
Denise Clough

My 3 year experience.

5
I've been using Paypal pay in 3 for a little over 3 years now for almost all of my online purchases. It's been a great additive to my purchases without making me feel like I'm spending a lot of money. The 0% interest makes it a steal as well. However, I've had equally bad experience. I've paid all of my "pay in 3"'s on time with no delays, however, a couple months ago, I lost the ability to use it for an unexplained reason. So it's an amazing addition, however, it has its kinks in the form of lack of transparency. Reviewed on: 23rd May 2024
Taylor's avatar
Taylor

It was quick and easy to use.

5
It was quick and easy to use. The only thing is I would like it to be accepted with more online retailers. Reviewed on: 23rd May 2024
Jurgita S's avatar
Jurgita S

Review PayPal: Pay in 3 now

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