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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (37681 reviews)

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4.93

Based on 37,681 reviews, last reviewed 23rd Apr 2026

1445500% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service never had any problems always smoo... Excellent service never had any problems always smooth transactions Reviewed on: 23rd April 2026

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37681)

Helpfull

I appreciate that in the financial situation most people are in there is a service like this to help in times of need Reviewed on: 23rd May 2024

A Very Useful Service

Some recent issues logging in have prevented me from using the pay in 3 feature for a couple of gigs, hence not giving PayPal top marks. Overall though a very useful service. Reviewed on: 23rd May 2024

Always a great way to stay on top of finance and aff...

Always a great way to stay on top of finance and afford items that would be otherwise challenging to pay for Reviewed on: 23rd May 2024

It’s really helpful

It’s helping me to buy things and split payment Reviewed on: 23rd May 2024

PayPal has given me the ease and flexibility to mana...

PayPal has given me the ease and flexibility to manage my finance better. Reviewed on: 23rd May 2024

Great for when you need to buy something but don’t h...

Great for when you need to buy something but don’t have the full funds available so paying across 3 months makes it so much easier. Or if you are ordering clothes in different sizes as least you don’t have to wait for your money back when you return items. Reviewed on: 23rd May 2024

Really easy to use and convenient

Really easy to use and convenient Reviewed on: 23rd May 2024

It helps me a lot to purchase things I need.

It helps me a lot to purchase things I need. With the pay in 3 options from PayPal, getting me to release the stress out of my shoulder. Reviewed on: 23rd May 2024

Easy to do and easy to pay off early if required.

Easy to do and easy to pay off early if required. The staff on the phone were helpful also. Reviewed on: 23rd May 2024

Super easy, no hassle and great customer service

Super easy, no hassle and great customer service Reviewed on: 23rd May 2024

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