Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 77,235 reviews, last reviewed 28th Jun 2026
5171400% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use,, keep you up to date with things. Very easy to use,, keep you up to date with things.. easy payment plans. Very quick Reviewed on: 28th June 2026
karen w's avatar
karen w

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77240)

So far so good.

5
So far so good. No hidden fees and what I like most the fact the app is not pushing all kinds of silly offers that would put you in debt. Reviewed on: 5th May 2026

Simple clear and great value.

5
Simple clear and great value. The app guides you through the simple process zero interest great service. Reviewed on: 5th May 2026

Never had any issues.

5
Never had any issues. Very secure and reassuring for me Reviewed on: 5th May 2026

I always receive 1st class service from PayPal

5
I always receive 1st class service from PayPal, customer service is excellent and its so simple to use. I am loving the PayPal+ too Reviewed on: 5th May 2026

I have used it a few times and very happy

5
I have used it a few times and very happy. It allows me to spread the cost with now downside. Even if I can afford the amount I will sometimes still use pay in 3 as it is simple to use. Reviewed on: 5th May 2026

Couldn’t recommend more.

5
Couldn’t recommend more. I often use PayPal to make my purchases whether that be split 3 or just to keep my transactions secure. Have been a customer for many many years and will continue to use them going forward. Reviewed on: 5th May 2026

I love using PayPal!

5
I love using PayPal, mainly for pay in 3 but also the reward system is fab Reviewed on: 5th May 2026

Amazing and easy to use.

5
Amazing and easy to use. I can track spending and helps with cash flow. I’m able to split up big purchases such as tickets and other amenities. Reviewed on: 5th May 2026

Good Experience.

5
Good Experience. Very easy to manage it Reviewed on: 5th May 2026

Payment peace of mind

5
Always happy using PayPal, gives me peace of mind which is extremely important. When I have needed to contact yourselves you have always been very polite and helpful. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 145707 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products