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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 34,636 reviews, last reviewed 18th Apr 2026
1159200% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and manageable great customer service Easy to use and manageable great customer service Reviewed on: 18th April 2026
SarahJP's avatar
SarahJP

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (34636)

Easy use

5
I've never had an issue with PayPal pay in 3, it's user friendly and easy to use. I've used it around 3 times now, it's easy to pay off when your ready or pay earl if you can. Not only that but the payments are easy to make Reviewed on: 12th May 2024
Rachel P's avatar
Rachel P

The PayPal Credit system is such a good system and g...

4
The PayPal Credit system is such a good system and gives you flexibility when it comes to managing payments. Reviewed on: 12th May 2024
FTF's avatar
FTF

Pay in 3 is a life saver!

5
Pay in 3 is useful if you don’t have the current funds but will later on. Reviewed on: 12th May 2024
Anamol R's avatar
Anamol R

Convenience

5
The pay in 3 option helps me spread costs when buying large priced items, without interest being added. Reviewed on: 12th May 2024
CerysC's avatar
CerysC

Always easy to use

5
Always easy to use and when there are issues with fraud they deal with it in a positive manner Reviewed on: 12th May 2024
Lee's avatar
Lee

I always use pay in 3.

5
I always use pay in 3. It’s great! Reviewed on: 12th May 2024
James's avatar
James

PayPal is a useful tool to have.

4
PayPal is a useful tool to have. It’s good and PayPal in 3 in great for splitting payments. But it would be great if they explained the reason for declining PayPal in 3 as sometimes it will be declined without reason Reviewed on: 12th May 2024
Anna s's avatar
Anna s

Best online platform

5
Best for buying products online. They always got your back Reviewed on: 12th May 2024
Muzaqir Hussain's avatar
Muzaqir Hussain

Great service!

5
Great service! It’s interest free too! How good is that… Reviewed on: 12th May 2024
YM's avatar
YM

Really easy to use, great service.

5
Really easy to use, great service. Reviewed on: 12th May 2024
Dan's avatar
Dan

Review PayPal: Pay in 3 now

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