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PayPal: Pay in 3 reviews

4.76
Based on 77,105 reviews, last reviewed 28th Jun 2026
5159100% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026
edward R's avatar
edward R

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77219)

PayPal offers an great service a

5
PayPal offers an great service a Reviewed on: 5th May 2026

The benefit of splitting the payment up

5
Honestly just having the option to split a payment up into 3 months is incredibly handy. It means that time sensitive purchases, just expensive purchases in general become actually doable. Sometimes paying in one month alone is impossible, so it really benefits me all of the time. Reviewed on: 5th May 2026

PayPal exemplary service

5
Professional service , good communication and dispute resolution Reviewed on: 5th May 2026

Customer service team are excellent (especially when...

5
Customer service team are excellent (especially when I had concerns about being scammed / defrauded), also the Pay In 3 option allows big purchases spread across a few months without having to break the bank in this economy / climate. Reviewed on: 5th May 2026

Efficient and trustworthy service.

5
Efficient and trustworthy service. Reviewed on: 5th May 2026

Easy finance

5
Has always been easy to use. Also PayPal debit has been good new addition. Reviewed on: 5th May 2026

Pay in 3 is an excellent option for budgeting.

5
Pay in 3 is an excellent option for budgeting. Reviewed on: 5th May 2026

I work with PayPal more then 10 years, am happy with...

5
I work with PayPal more then 10 years, am happy with them because a have opportunity to pay in 3 months what I purchased. Reviewed on: 5th May 2026

Very good, especially if you are trying to manage yo...

4
Very good, especially if you are trying to manage your finances effectively. Reviewed on: 5th May 2026

Paypal are trustworthy. .

5
Paypal are very good when I have a dispute. The psy in 3 installments is very handy Reviewed on: 5th May 2026

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