Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 34,555 reviews, last reviewed 18th Apr 2026
1151600% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great service that allows you to spread the burden... A great service that allows you to spread the burden of payment Reviewed on: 18th April 2026
KK's avatar
KK

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (34555)

Pay Pal Pay in 3

5
Pay in 3 has been great, spreading the costs over 3 months at Christmas and without interest is great not worrying about it. Then do it all over again next Christmas. Great for any occasion if needed a costly gift. Reviewed on: 12th May 2024

I feel great because I used it to shopping

5
I feel great because I used it to shopping Reviewed on: 12th May 2024

Reliable and safe way to pay online

5
Reliable and safe way to pay online Reviewed on: 12th May 2024

Pay in3 team not able to solve my issue

2
Ive spoken to Pay in 3 team to solve my issue and they were not able to solve it for over 3 months. For some reason i was not able to pay with Pay in 3. Dissapointed Reviewed on: 12th May 2024

It Works For Me!

5
I like PayPal because it allows me to make purchases without putting all of my details on certain websites that I'm not sure about. Reviewed on: 12th May 2024

Pay 3 easy use

5
Good experience always easy to use Reviewed on: 12th May 2024

Super Helpful Payment Tool

5
Pay in 3 is an incredibly helpful tool and I have used it many times, it makes it very easy to separate bigger payments into smaller amounts and dosent charge interest, what's not to like? Reviewed on: 12th May 2024

Thank you PayPal for PAY IN 3Z

5
I love paypal not just for buying and selling, but also the pay in 3 option, so if you need something ie forgotton present etc. And you haven't the money in your bank there is always that option. But the best thing with PayPal, is their guarantee to reimburse you, should the payment ends up with scams etc which are getting worse all the time so thank you paypal! Reviewed on: 12th May 2024

The best experience possible.

5
The best experience possible. Issues are resolved promptly and problems with vendors are refunded quickly. Reviewed on: 12th May 2024

Pay in 3 enables me to purchase items I would otherw...

5
Pay in 3 enables me to purchase items I would otherwise not be unable to buy outright…it’s a very helpful method of purchase. Reviewed on: 12th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review