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PayPal: Pay in 3 reviews

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4.93
Based on 34,490 reviews, last reviewed 18th Apr 2026
1145800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and extremely secure to use! Very simple and extremely secure to use! Reviewed on: 18th April 2026
Alex B's avatar
Alex B

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (34490)

Very straight forward & 0% interest

5
It was incredibly easy to get set up with Pay in 3. Offers to split payments throughout 3 months instead of weekly or bi-weekly like most others. I also really like the fact there’s no interest on Pay in 3. Customer service is always excellent with PayPal especially if you have any issues with the order. Reviewed on: 12th May 2024
Lewis's avatar
Lewis

Pay in 3 is ok

3
i am just submitting this because paypal said that voting for pay in 3 here could win me £1000, i dont actually think its that great, and paypal in general has given me a lot of problems in the past, though not specifically to do with pay in 3 Reviewed on: 12th May 2024
Anonymous User's avatar
Anonymous User

User friendly, good customer service, trustworthy

5
User friendly, good customer service, trustworthy Reviewed on: 12th May 2024
db136!'s avatar
db136!

Not really had a problem as far so all good...

4
Not really had a problem as far so all good Reviewed on: 12th May 2024
Barry H's avatar
Barry H

Paypal convenience to saving and shopping

5
Gives us the convenience pf saving and shopping Reviewed on: 12th May 2024
D R's avatar
D R

I use pay in 3 help me buy this for my house like tv...

5
I use pay in 3 help me buy this for my house like tv,fridge etc.. Reviewed on: 12th May 2024
Paulo s's avatar
Paulo s

Convenient and allows me to purchase things with ease.

5
Convenient and allows me to purchase things with ease. Reviewed on: 12th May 2024
Abu Yunus's avatar
Abu Yunus

It’s hard to contact PayPal for any payments that ar...

5
It’s hard to contact PayPal for any payments that are not correct. Reviewed on: 12th May 2024
Rajnu B's avatar
Rajnu B

I’ve never had any problems with Pay in 3.

5
I’ve never had any problems with Pay in 3. Transactions and refunds have been actioned swiftly. Reviewed on: 11th May 2024
Sherise H's avatar
Sherise H

It was not as easy to speak with someone.

5
It was not as easy to speak with someone. Make it more easy to speak with someone than computer Reviewed on: 11th May 2024
Anthony S's avatar
Anthony S

Review PayPal: Pay in 3 now

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