Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 34,326 reviews, last reviewed 18th Apr 2026
1130700% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal. 10/10 I have been with paypal for years they are fantastic never let me down can't praise them enough Reviewed on: 18th April 2026
Bill Tranter's avatar
Bill Tranter

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (34326)

Nice option for buying high value items over time wi...

4
Nice option for buying high value items over time without interest charges. Reviewed on: 11th May 2024

Paypal always come through.

5
Paypal always come through. Fast, reliable and secure. Excellent service. The new Pay In Three option has helped me immensely by breaking costs into more manageable payments, with the current cost of living crisis this is huge to those of us on low incomes. Reviewed on: 11th May 2024

Ease of Use...

5
Ease of use - easy to set-up the account and get spending aswell as tracking what's spent and what's due soon on. Reviewed on: 11th May 2024

Great it was good easy to get and even more...

5
Great it was good easy to get and even more Reviewed on: 11th May 2024

Easy to use and track repayments, available across a...

5
Easy to use and track repayments, available across a wide range of sites Reviewed on: 11th May 2024

Great way of helping to manage payments for large ex...

5
Great way of helping to manage payments for large expenses, I use it regularly. Reviewed on: 11th May 2024

Helps you in your pocket in 3ways not 1

5
I find the pay in 3 is so ideal for me and other people to when you can spread your costs Reviewed on: 11th May 2024

VERY DISAPPOINTED with last expensive transaction wh...

3
VERY DISAPPOINTED with last expensive transaction when it didn't let me PAY IN 3! WHY? Reviewed on: 11th May 2024

secure and easy to use

5
always use paypal for my payment transaction, easy to use and secure Reviewed on: 11th May 2024

Easy to use.

5
Quick and easy to use once setup. No problems with any payments. App easy to navigate around. Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review