Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76394 reviews)

View other PayPal products

4.76

Based on 76,394 reviews, last reviewed 26th Jun 2026

5091300% increase in 5 star reviews

in the past 90 days

9400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It was really good and helpful, it helped me put It was really good and helpful, it helped me put Reviewed on: 26th June 2026

Latest lowest rating:

1

The whole experience has been terrible! The whole experience has been terrible! I returned an item as advised by paypal because it was not as described but paypal continued take the pay in ... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (76394)

I feel safer to pay with PayPal

Very helpful with returns or problems associated with items not being delivered. I feel safer to pay with PayPal Reviewed on: 2nd May 2026

It’s good it’s very good it’s very really good

It’s good it’s very good it’s very really good Reviewed on: 2nd May 2026

No fuss finances

I use PayPal regularly and find it very helpful and convenient. When I had to use their customer service I found them very helpful and resolved the issues quickly and with little fuss. Reviewed on: 2nd May 2026

Always there when needed Paypal is the best to use

Always there when needed Paypal is the best to use Reviewed on: 2nd May 2026

Very smooth and easy to use.

Very smooth and easy to use. All your account information is set out clearly over 2 screens so you haven’t got to navigate lots of unnecessary details. You’re shown all your payment plan(s) and what’s owing, then the next page shows what payment is due and the date it is due, once you’ve selected which account you want to pay, the next step is selecting either paying in full or the option of entering in the figure you want to make. Reviewed on: 2nd May 2026

I like it but sometimes pay in 3 goes away.

I like it but sometimes pay in 3 goes away. It would be nice if it could be kept for all transactions. Reviewed on: 2nd May 2026

Good for now.

Good for now.I like it.I really like pay in 3 option. Reviewed on: 2nd May 2026

The best

Pay pal has help to own items I need whilst paying in installments Reviewed on: 2nd May 2026

Easy to spread the cost of purchases and simple to m...

Easy to spread the cost of purchases and simple to manage repayments, including early payments. Reviewed on: 2nd May 2026

So easy and safe, really useful when you need to spr...

So easy and safe, really useful when you need to spread your finances Reviewed on: 2nd May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.77 from 58 reviews
Retail finance
from Buyline 4.38 from 26 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 145430 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub