Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76266 reviews)

View other PayPal products

4.76

Based on 76,083 reviews, last reviewed 25th Jun 2026

5061800% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Your mate when it comes to money. Easily navigable App ensure perfect management of your money. Reviewed on: 25th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (76266)

Good options with the pay in 3, PayPal credit or jus...

Good options with the pay in 3, PayPal credit or just using PayPal in general Reviewed on: 1st May 2026

Helped with new home costs

It was really helpful as we needed a new washer dryer, car mirrors as they broke down and a mee fridge in the new home that we just moved into. It helped spreading the costs and making things more affordable without any commissions. Reviewed on: 1st May 2026

easy to use and very convenient

Pay in three has been easy to use and very convenient Reviewed on: 1st May 2026

Brilliant PayPal in 3 gives you the option to spread...

Brilliant PayPal in 3 gives you the option to spread payment into 3 which really helps thank you PayPal fir allowing this option Reviewed on: 1st May 2026

Helps me afford things I would have to go without ot...

Helps me afford things I would have to go without otherwise - without the interest Reviewed on: 1st May 2026

Great service works all the time.

Great service works all the time. Reviewed on: 1st May 2026

Very nice to used

Ver good app to send money any where in the world Reviewed on: 1st May 2026

Does what is says on the tin in a easy...

Does what is says on the tin in a easy aay Reviewed on: 1st May 2026

Pay in 3 is ideal for me.

Pay in 3 is ideal for me. I have my pension paid into my bank monthly and therefore I can spread the cost of bigger purchases to avoid a large sum disrupting my careful budget. I also find PayPal very efficient if I return items and need a refund. Always accurate and quick. Reviewed on: 1st May 2026

I use pay in 3 all the time.

I use pay in 3 all the time. Very convenient, almost instant, works everywhere where Paypal is acccepted. Payment schedule is very clear visible in the app, nothing is “hidden”, no “grey text”. Reviewed on: 1st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.77 from 58 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy Now Pay Later
from Klarna 4.34 from 557 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 145342 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub