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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (35342 reviews)

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4.93

Based on 35,342 reviews, last reviewed 19th Apr 2026

1225500% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Smooth Payment Experience Easy, I never have any issues whenever I use PayPal for online transactions. Reviewed on: 19th April 2026

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35342)

Pay in 3

Pay in 3 is wonderful , I can use it every time I order online with 0 fees and I save money . Reviewed on: 12th May 2024

Easy to use and security

Not only is easy to use, PayPal offers you security when buying something online. I just love this service. Reviewed on: 12th May 2024

Great safe secure way to shop online.

Great safe secure way to shop online and free credit and pay in 3 Reviewed on: 12th May 2024

Simple and effective.

Simple and effective. Easy to Use Reviewed on: 12th May 2024

Nice and easy

Easy to use, the app also provides very clear information on what payments due when. Faff-free instalment payment option. Reviewed on: 12th May 2024

Easy as 1-2-3

Easy, accessible and available almost everywhere as a payment option. Saved my back many times! when the cash was not in hand/bank. No strings attached, simple as 1-2-3 - you just divide the amoutbper three and that is your monthly rate with 0% APR. Perfect! Reviewed on: 12th May 2024

makes big purchases so much easier so easy to apply.

makes big purchases so much easier so easy to apply. has not affected credit rating unlike amazon pay in 3 with barclays did last year. thanks pay pal. Reviewed on: 12th May 2024

Easy to use no hassle.

Easy to use no hassle. Does take in account your financial situations so may not always be able to use it. Reviewed on: 12th May 2024

Spreading the cost of your Splurge

Pay in 3 allows me to spread the cost of purchases at 0% interest. It helps me to manage my money and know exactly how much I have committed to for the short term so I can still splurge every now and again without feeling it in one hit. Reviewed on: 12th May 2024

Easy to use financial plan and good customer care.

Easy to use financial plan and good customer care. Really helps to pay for bigger purchases over time without interest. Reviewed on: 12th May 2024

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