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PayPal: Pay in 3 reviews

4.76
Based on 74,472 reviews, last reviewed 20th Jun 2026
4908300% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for more experience or unexpected purchases Very easy to use and great for spreading cost of more expensive or unexpected purchases. I have used many times to allow me to purchase products I oth... Read more Reviewed on: 20th June 2026
Shelley 's avatar
Shelley

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74472)

I Have used PayPal for a long time

5
I Have used PayPal for a long time now if I have had any issues PayPal customer service has helped solve it straight away. Very reliable service Reviewed on: 26th April 2026

Communication aboutPay in 3 is very good.

5
Communication aboutPay in 3 is very good. It’s convenient to have the Pay in 3 option for bigger purchases Reviewed on: 26th April 2026

Easy to use and helpful makes everything easier

5
Easy to use and helpful makes everything easier Reviewed on: 26th April 2026

Saved my bacon

5
I have only used it once but it was brilliant! I had an unexpected bill come up, and I used pay in 3 and it really helped and saved me from having a difficult sad couple months. Reviewed on: 26th April 2026

Good quality service, good value for money.

4
Good quality service, good value for money. Reviewed on: 26th April 2026

I have lovely experiences because I can buy anytime...

5
I have lovely experiences because I can buy anytime and pay tree times . Reviewed on: 26th April 2026

My reaction

5
It's so easy to use , and perfect for me Reviewed on: 26th April 2026

Great service

5
Love the pay in 3 service. Lots of flexibility Reviewed on: 26th April 2026

Great PayPal plus scheme, love pay in 3 option, I’v...

5
Great PayPal + scheme, love the pay in 3 option, I’ve not used customer service munch but the time I did it was excellent. Easy to pay for my online groceries. Reviewed on: 26th April 2026

Very quick and easy process.

5
Very quick and easy process. great way of buying things and not having that big amount coming out of your account immediately. Spreading over 3 months makes it much more acceptable Reviewed on: 26th April 2026

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