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PayPal: Pay in 3 reviews

4.93
Based on 35,469 reviews, last reviewed 19th Apr 2026
1237200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Easy to use and excellent when things go wrong Easy to use and excellent when things go wrong Reviewed on: 19th April 2026
Peter W's avatar
Peter W

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026
Jimmy A's avatar
Jimmy A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35469)

useful service, used for larger purchases and smalle...

5
useful service, used for larger purchases and smaller too Reviewed on: 11th May 2024

Easy to pay and track.

5
Easy to pay and track. Much better app that other credit providers. Reviewed on: 11th May 2024

Its very easy and simple to use the Pay in 3 system...

5
Its very easy and simple to use the Pay in 3 system and i appreciate the options to pay ahead of time. Reviewed on: 11th May 2024

Nice option for buying high value items over time wi...

4
Nice option for buying high value items over time without interest charges. Reviewed on: 11th May 2024

Paypal always come through.

5
Paypal always come through. Fast, reliable and secure. Excellent service. The new Pay In Three option has helped me immensely by breaking costs into more manageable payments, with the current cost of living crisis this is huge to those of us on low incomes. Reviewed on: 11th May 2024

Ease of Use...

5
Ease of use - easy to set-up the account and get spending aswell as tracking what's spent and what's due soon on. Reviewed on: 11th May 2024

Great it was good easy to get and even more...

5
Great it was good easy to get and even more Reviewed on: 11th May 2024

Easy to use and track repayments, available across a...

5
Easy to use and track repayments, available across a wide range of sites Reviewed on: 11th May 2024

Great way of helping to manage payments for large ex...

5
Great way of helping to manage payments for large expenses, I use it regularly. Reviewed on: 11th May 2024

Helps you in your pocket in 3ways not 1

5
I find the pay in 3 is so ideal for me and other people to when you can spread your costs Reviewed on: 11th May 2024

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