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PayPal: Pay in 3 reviews

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4.93
Based on 36,172 reviews, last reviewed 20th Apr 2026
1302700% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick to sort out any problems easier using PayPal c... Quick to sort out any problems easier using PayPal credit Reviewed on: 20th April 2026
Paul Jackson 's avatar
Paul Jackson

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36172)

I’ve never had any problems with Pay in 3.

5
I’ve never had any problems with Pay in 3. Transactions and refunds have been actioned swiftly. Reviewed on: 11th May 2024
Sherise H's avatar
Sherise H

It was not as easy to speak with someone.

5
It was not as easy to speak with someone. Make it more easy to speak with someone than computer Reviewed on: 11th May 2024
Anthony S's avatar
Anthony S

it’s useful for most things

4
it’s useful for most things i buy that are over £30 but it is sometimes unclear about if it will deny it or not Reviewed on: 11th May 2024
Harry's avatar
Harry

Such a brilliant idea, easy to use and have used pay...

5
Such a brilliant idea, easy to use and have used pay in 3 a few times now. With no interest its a bonus! you can literally get what you want straight away when times are hard... it was so good at xmas being able to get everyones presents in one place then splitting the cost helped so much I'm so greatful for this service! Reviewed on: 11th May 2024
Gemma 's avatar
Gemma

Lifesaver!

5
PayPal pay in 3 is the difference in my family having nice things and not. Reviewed on: 11th May 2024
Shane C's avatar
Shane C

It’s been a wonderful experience so far

5
It’s been a wonderful experience so far Reviewed on: 11th May 2024
Maryam A's avatar
Maryam A

Quick and easy to setup and pay.

5
Quick and easy to setup and pay. Never had any issue. Reviewed on: 11th May 2024
Customer's avatar
Customer

User friendly, easy to resolve issues

5
User friendly, easy to resolve issues Reviewed on: 11th May 2024
Riyazullah 's avatar
Riyazullah

As a student its the best payment gateway for me

5
As a student its the best payment gateway for me Reviewed on: 11th May 2024
Ankit 's avatar
Ankit

Very helpful

5
It's super helpful for me & my family Reviewed on: 11th May 2024
Emily 's avatar
Emily

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