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PayPal: Pay in 3 reviews

4.93
Based on 37,211 reviews, last reviewed 22nd Apr 2026
1400700% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, easy to use, clear updates on instalm... Great service, easy to use, clear updates on instalments amount and timelines all round trustworthy service one finds simple to use. Reviewed on: 22nd April 2026
Michael R's avatar
Michael R

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37211)

PayPal is the best

5
PayPal have resolved a dispute for me easily and successfully and I love the option of pay in 3 to allow purchases that you know will be paid off. Reviewed on: 15th May 2024

Excellent financial service

5
Paypal has been providing me excellent online payment services since i opened an account. It is safe, reliable, and very effective. Reviewed on: 15th May 2024

Pay in three is amazing great customer service

5
Pay in three is amazing great customer service Reviewed on: 15th May 2024

The only problem im facing nowadays is , paypal does...

5
The only problem im facing nowadays is , paypal doesn’t allow me to pay in 3 anymore. Which is a bit annoying. Reviewed on: 15th May 2024

Highly recommended

5
Highly recommended and very satisfied with this service Reviewed on: 15th May 2024

Fantastic

5
So easy to set up, and pay back. Great service. Reviewed on: 15th May 2024

Pay in Three for larger purchases

5
I have used Pay in Three on several occasions for larger purchases. I have never had an issue with setting up or the monthly payments. What I really like is that it’s interest free. I’ve never tried to overuse it and it has been really useful in helping me balance my budget for more expensive items. Reviewed on: 15th May 2024

The best

5
It’s so great and handy when you want to get things but haven’t got the money up front. The pay back times are great too, always works fine, never any problems, it’s helped me out sooo much. Birthdays and christmas, I wouldn’t be without this app, I can’t praise them enough. Reviewed on: 15th May 2024

Used for larger purchases with speed easy to use and...

5
Used for larger purchases with speed easy to use and security Reviewed on: 15th May 2024

I have made at least 20 payments Using paying three...

4
I have made at least 20 payments Using paying three always paid on time and now when I go to use it it says I'm not eligible so not happy with this. Don't know why this is happening. There's no explanation. I stop using the service. Reviewed on: 15th May 2024

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