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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77124 reviews)

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4.76

Based on 77,105 reviews, last reviewed 28th Jun 2026

5159100% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77124)

Good for spreading costs

I like how it lets me spread costs across the months without a hard credit check, I also like how many stores let me use this feature. I have had a few pay in 3 transactions fail which leads to awkward phone calls with sellers but that’s few and far between! Reviewed on: 30th April 2026

PayPal Pay in 3 worth it!

PayPal has been very useful for me when it comes to their 'Pay in 3'. It's been so handy and so easy to use. If I ever need to change which card I'm using to pay stuff off there's no hassle in changing it and only takes me a couple seconds to do. Reviewed on: 30th April 2026

Very convenient

Very convenient when your trying to budget your money Reviewed on: 30th April 2026

Very easy to use, with convenient ways to pay

Very easy to use, with convenient ways to pay Reviewed on: 30th April 2026

Great app, great website - overall easy and smooth e...

Great app, great website - overall easy and smooth experience to send money back and forth between friends and family. Highly recommend. Reviewed on: 30th April 2026

I use pay-in-three all the time.

I use pay-in-three all the time it just 'takes the weight' when you need it, It is a great add on to a fantastic way to pay without exposing your card details to the web at large. Reviewed on: 30th April 2026

It is always so easy to use

It is always so easy to use and I love the flexibility of being able to pay in 3 instalments, I also feel safe using PayPal. Reviewed on: 30th April 2026

PayPal is the way to go trust worth

PayPal would recommend to everyone to use it, trustworthy, reliable, any issues with payments is dealt with right away., easy to use ,choice of payments, so can pay later or in 3 payments, Brilliant and would not use anything else. Reviewed on: 30th April 2026

Good service

Easy to use and any problems dealt with efficiently Reviewed on: 30th April 2026

Really easy to use!

Really easy to use! Love the notifications and the availability and ability to pay in 3. Reviewed on: 30th April 2026

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