Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77158 reviews)

View other PayPal products

4.76

Based on 77,105 reviews, last reviewed 28th Jun 2026

5159100% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (77158)

Grateful customer

Have always love having the access to spread my payments and PayPal pay in 3 gives me that so I am super grateful. Reviewed on: 30th April 2026

PayPal is great!

PayPal is great! When buying online, it’s an easy option to use over using your own banking details. Not to mention, their pay later scheme and their PayPal credit is really handy and easy to use! I wanted a big purchase about a year and a half ago, used PayPal credit to pay it off and it was so easy and quick to set up. It’s now all paid off - quicker than other options I was given. Customer service at PayPal is also top-notch. Super friendly and ready to help instantaneously. Never had an issue - would 100% recommend PayPal to anyone. Reviewed on: 30th April 2026

Long time user.

Long time user. Trusted service provider. Reviewed on: 30th April 2026

I’ve been using PayPal for over 10 years without any...

I’ve been using PayPal for over 10 years without any problems and will continue to use them. Reviewed on: 30th April 2026

Very good when looking at using 3 months pay instead...

Very good when looking at using 3 months pay instead of Klarna Reviewed on: 30th April 2026

Easy, Simple, Straightforward

Easy, Simple Straightforward Service good alternative compared to comparisons. Reviewed on: 30th April 2026

Trusted payment method

Trusted payment method and pay over instalment options. Also love the new PayPal+ and cashback! Reviewed on: 30th April 2026

It is efficient and easy to use , it sends reminders...

It is efficient and easy to use , it sends reminders when payment is about to come through, it doesnt need much to give you the credit and it is 0% interest Reviewed on: 30th April 2026

Good and fast

It works and it's fast, only downside currency exchanges are abit expensive and they take some money when you send money Reviewed on: 30th April 2026

Convenient and reliable

Easy to use and helpful for spreading payments without interest. Setup is quick, and automatic payments make it stress-free to manage. Reviewed on: 30th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 145672 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub