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PayPal: Pay in 3 reviews

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4.93
Based on 36,325 reviews, last reviewed 20th Apr 2026
1317300% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 helps manage income and expenditures. Pay in 3 helps manage income and expenditures and increases affordability Reviewed on: 20th April 2026
Z D's avatar
Z D

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36325)

Brilliant service with transparent terms

5
It's very easy to use and there is no hidden catch. Everything in thoroughly explained and in full transparency. Being able to pay in 3 instalments is brilliant for emergency needs that don't fit in your budget or just because. Reviewed on: 12th May 2024
L de Castro's avatar
L de Castro

Straight forward, easy & convenient

5
Straight forward, easy & convenient Reviewed on: 12th May 2024
Craig P's avatar
Craig P

I have used PayPal for quite sometime now.

5
I have used PayPal for quite sometime now. I use it to make regular payments. The pay in 3 service helps in budgeting my finances. Reviewed on: 12th May 2024
ROSE 's avatar
ROSE

Easy to use, convenient and helpful

5
Easy to use, convenient and helpful Reviewed on: 12th May 2024
Kunle Falodun's avatar
Kunle Falodun

Amazing always there to help when needed

5
Amazing always there to help when needed Reviewed on: 12th May 2024
Ian M's avatar
Ian M

Very easy to set up and manage.

5
Very easy to set up and manage. Most retailers now use this and is a way of not spending all your money in one go buy spreading bigger payments over 3 months. Definitely make sure you don't sign up for too many and can afford the monthly payments. Best bet is to have the money saved before purchasing and use pay at 3 to spread it across. Reviewed on: 12th May 2024
Sean R's avatar
Sean R

Brilliant way to purchase without hurting your wallet

5
Paying with the Pay in 3 is a brilliant way to purchase items without paying everything in full and leaving a hole in wallet so to speak. Reviewed on: 12th May 2024
Will Owen's avatar
Will Owen

Pay in 3

5
Great, let me get items wanted and not be broke for rest of month. Great that it could be done as pay early if money has come into account Reviewed on: 12th May 2024
Oli 's avatar
Oli

No fuss, smooth experience always, and great custome...

5
No fuss, smooth experience always, and great customer service Reviewed on: 12th May 2024
Ian L's avatar
Ian L

Consumer friendly

5
Easy to navigate. Any issue resolved quickly. Customer service easy to contact with fast response. Reviewed on: 12th May 2024
Sharronn's avatar
Sharronn

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