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PayPal: Pay in 3 reviews

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4.93
Based on 37,211 reviews, last reviewed 22nd Apr 2026
1400700% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, easy to use, clear updates on instalm... Great service, easy to use, clear updates on instalments amount and timelines all round trustworthy service one finds simple to use. Reviewed on: 22nd April 2026
Michael R's avatar
Michael R

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37211)

Great app.

5
Great app. Easy to navigate. Amazing when compared to others Reviewed on: 15th May 2024
Kelechi 's avatar
Kelechi

Life changing

5
As a 20 year old student, having enough money for larger purchases can be difficult. However with pay in 3, i am able to make those bigger purchases without having to budget or cut back on spending. I really recommend it to anyone. It’s a fabulous service and the 0% interest really makes it worth it. Reviewed on: 15th May 2024
Matthew B's avatar
Matthew B

Flexibility

5
Pay in 3 has helped me finance payments while being able to cater for other needs during that month. This is as the breakdown in payments gives me more disposable income throughout the month so I can spend it on other things. Reviewed on: 15th May 2024
Tami's avatar
Tami

Never had any problems so can't comment on customer...

5
Never had any problems so can't comment on customer service, do have a few glitches every now and then where pay in 3 doesn't seem to be an option but then it works a few hours later, not sure if thats on paypals end or the sites that are using it. Reviewed on: 15th May 2024
Dan's avatar
Dan

Really useful.

5
Really useful. Pay in 3 came to my life when it was the most needed or else i would have not been able to afford the device . Thankyou paypal Reviewed on: 14th May 2024
Bhavin M's avatar
Bhavin M

Always found PayPal very easy to use

5
Always found PayPal very easy to use Reviewed on: 14th May 2024
Ellie F's avatar
Ellie F

The easy and successful solution to credit

5
amazing simple and easy to use pay in 3 helps me manage payments and spread out costs to make them less expensive or noticeable, paying no interest is great too using a feature to buy goods that require no fees is amazing. Reviewed on: 14th May 2024
Tab M's avatar
Tab M

Quick and affordable

5
Pay in 3 provides me with an affordable solution to large purchases! Reviewed on: 14th May 2024
Harry D's avatar
Harry D

Pay in three great for me.

5
Pay in three helps to spread your finance at no cost. Reviewed on: 14th May 2024
Geoffrey L's avatar
Geoffrey L

Never had any problem, makes paying so much easier

5
Never had any problem, makes paying so much easier Reviewed on: 14th May 2024
Samantha L's avatar
Samantha L

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