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PayPal: Pay in 3 reviews

4.76
Based on 77,494 reviews, last reviewed 29th Jun 2026
5196300% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026
James's avatar
James

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77543)

I like to use PayPal.

5
I like to use PayPal. I feel like it's a trusted service Reviewed on: 30th April 2026

I like using PayPal as it’s simple & easy to use and...

5
I like using PayPal as it’s simple & easy to use and I have the option to to Pay In 3 if I need to. Reviewed on: 30th April 2026

I have never had any bad experiences with PayPal,alw...

5
I have never had any bad experiences with PayPal,always been ok with me Reviewed on: 30th April 2026

PayPal your straightforward friend

5
Have been using them for years loads of online payments as its fast free and never had a problem at all! Their pay in 3 has been a gift when you need to buy something and its just before payday you can pay in 3 or just pay it off no interest no charges why use anyone else !!! Reviewed on: 30th April 2026

Helps you when you need it no questions asked

5
Helps you when you need it no questions asked Reviewed on: 30th April 2026

can’t work out pay in 3.

3
can’t work out pay in 3. i have an account but it doesn’t show up Reviewed on: 30th April 2026

The service is top and i would recomend it to...

5
The service is top and i would recomend it to anyone Reviewed on: 30th April 2026

Interest free - pay overtime option

5
Love the option to pay over time with no interest Reviewed on: 30th April 2026

i have very good experience overall with PayPal your...

5
i have very good experience overall with PayPal your money is more secure Reviewed on: 30th April 2026

Great experience overall

5
I’ve always had a great experience using PayPal. Everything works smoothly, and I especially love the “Pay in 3” option—it makes managing purchases so much easier. The app is also excellent: user-friendly, fast, and reliable. Overall, it’s a service I trust and use regularly. Reviewed on: 30th April 2026

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