Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 77,494 reviews, last reviewed 29th Jun 2026
5196300% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026
James's avatar
James

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77568)

Efficient and easy system to buy larger purchases

5
Efficient and easy system to buy larger purchases Reviewed on: 30th April 2026

Easy to order and simple app to keep on track.

5
Easy to order and simple app to keep on track. Reviewed on: 30th April 2026

I use it often for safe payments

5
I use it often for safe payments and transactions. The pay in 3 option is great for breaking down payments monthly. Reviewed on: 30th April 2026

Really good with budgeting and buying big items, hol...

5
Really good with budgeting and buying big items, holidays etc Reviewed on: 30th April 2026

Good experience overall, whatever day you buy it on...

5
Good experience overall, whatever day you buy it on is the day it will come out each month it's a great way to spread the cost. Reviewed on: 30th April 2026

Fantastic.

5
It is a quick convenient and very helpful service. Reviewed on: 30th April 2026

Never had a problem with PayPal.

5
Never had a problem with PayPal. 5* rating from me Reviewed on: 30th April 2026

Always on top with every aspect of service

5
Always on top with every aspect of service Reviewed on: 30th April 2026

paypal - for all your purchases

5
paypal is very good at allowing me to purchase from unknown retailers i don’t want to provide card details to. they help me when i need it. Reviewed on: 30th April 2026

Fast, reliable and simple.

4
Fast, reliable and simple. I trust PayPal to make secure transfers and purchases. It is a good way to pay back split bills with friends or pay for services from small businesses. The pay in three option is very helpful. Reviewed on: 30th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 146110 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products