Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77602 reviews)

View other PayPal products

4.76

Based on 77,494 reviews, last reviewed 29th Jun 2026

5196300% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (77602)

Great customer service very reliable

Great customer service very reliable Reviewed on: 30th April 2026

Easy and straight forward.

Easy and straight forward. Quick service. Reviewed on: 30th April 2026

Easy to use.

Easy to use. Easy to transfer money Reviewed on: 30th April 2026

Paypal is one you can trust.

Paypal is one you can trust. Transactions are easy Reviewed on: 30th April 2026

Good product

Useful 3 month product. Flexible. Ease to navigate. Reviewed on: 30th April 2026

It was very quick and easy.

It was very quick and easy. No pressure and the other two payments went out without any issues. Reviewed on: 30th April 2026

My Spending Saver

I’ve been using PayPal for a long time, and overall my experience has been positive. In the beginning, I was rejected for certain spending options, but I actually saw that as a form of protection—it helped me avoid falling into financial trap. Over time, I’ve become more confident in managing my money, and features like Pay in 3 have been especially helpful. They allow me to spread costs while still staying in control of my spending, rather than overspending all at once. Reviewed on: 30th April 2026

Easy app to use

I use it for all my online transactions and the app is very easy to navigate and use Reviewed on: 30th April 2026

Excellent never an issue and very helpful when you n...

Excellent never an issue and very helpful when you need to make secure payments Reviewed on: 30th April 2026

Easy quick experience with no hassle and quickly rest

Easy quick experience with no hassle and quickly rest Reviewed on: 30th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146146 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub