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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77660 reviews)

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4.76

Based on 77,646 reviews, last reviewed 29th Jun 2026

5210800% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77660)

Easy to use.

Easy to use. Easy to transfer money Reviewed on: 30th April 2026

Paypal is one you can trust.

Paypal is one you can trust. Transactions are easy Reviewed on: 30th April 2026

Good product

Useful 3 month product. Flexible. Ease to navigate. Reviewed on: 30th April 2026

It was very quick and easy.

It was very quick and easy. No pressure and the other two payments went out without any issues. Reviewed on: 30th April 2026

My Spending Saver

I’ve been using PayPal for a long time, and overall my experience has been positive. In the beginning, I was rejected for certain spending options, but I actually saw that as a form of protection—it helped me avoid falling into financial trap. Over time, I’ve become more confident in managing my money, and features like Pay in 3 have been especially helpful. They allow me to spread costs while still staying in control of my spending, rather than overspending all at once. Reviewed on: 30th April 2026

Easy app to use

I use it for all my online transactions and the app is very easy to navigate and use Reviewed on: 30th April 2026

Excellent never an issue and very helpful when you n...

Excellent never an issue and very helpful when you need to make secure payments Reviewed on: 30th April 2026

Easy quick experience with no hassle and quickly rest

Easy quick experience with no hassle and quickly rest Reviewed on: 30th April 2026

Good app and product would recommend to anyone

Good app and product would recommend to anyone Reviewed on: 30th April 2026

Security when buying on internet

Never had a problem when buying or being refunded. Used pay in 3 several times to spread cost - effortless! Reviewed on: 30th April 2026

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