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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77661 reviews)

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4.76

Based on 77,646 reviews, last reviewed 29th Jun 2026

5210800% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77661)

Security when buying on internet

Never had a problem when buying or being refunded. Used pay in 3 several times to spread cost - effortless! Reviewed on: 30th April 2026

Ideal, once I got set up.

Ideal, once I got set up. I like that using my card earns me points. Reviewed on: 30th April 2026

Dans review

It’s easy and simple, it’s good to spread the cost interest free over 3 months Reviewed on: 30th April 2026

Efficient and easy system to buy larger purchases

Efficient and easy system to buy larger purchases Reviewed on: 30th April 2026

Easy to order and simple app to keep on track.

Easy to order and simple app to keep on track. Reviewed on: 30th April 2026

I use it often for safe payments

I use it often for safe payments and transactions. The pay in 3 option is great for breaking down payments monthly. Reviewed on: 30th April 2026

Really good with budgeting and buying big items, hol...

Really good with budgeting and buying big items, holidays etc Reviewed on: 30th April 2026

Good experience overall, whatever day you buy it on...

Good experience overall, whatever day you buy it on is the day it will come out each month it's a great way to spread the cost. Reviewed on: 30th April 2026

Fantastic.

It is a quick convenient and very helpful service. Reviewed on: 30th April 2026

Never had a problem with PayPal.

Never had a problem with PayPal. 5* rating from me Reviewed on: 30th April 2026

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