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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79252 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (79253)

PayPal is my helping hand ...

PayPal is my helping hand for when I can not afford to pay straight out payments Reviewed on: 3rd May 2026

Good experience, happy to use the service

Good experience, happy to use the service Reviewed on: 3rd May 2026

Customer Friendly

I’ve had a really positive experience using PayPal Pay in 3. It made it much easier to spread the cost of purchases without feeling pressured financially. The application process was quick, simple and clear, and I liked seeing the payment dates upfront. Payments were taken on time and I received reminders beforehand, which helped me stay organised. It has been reliable, convenient and interest free, making larger purchases far more manageable for me. Reviewed on: 3rd May 2026

My go to online payment method

I use PayPal for all my online purchases. The option of using paying in 3 instalments is brilliant, so easy to use yet giving me a extra layer of security Reviewed on: 3rd May 2026

Easy, Helpful, Reliable

Easy payment options to help cover larger payments. Super helpful when you have an issue. What more could you want. Reviewed on: 3rd May 2026

I always use PayPal and I have for around 12 years,...

I always use PayPal and I have for around 12 years, the pay 3 feature is amazing and so handy for when you don’t have the full balance for things you are wanting to pay for Reviewed on: 3rd May 2026

Pay in 3, the best to split the payments

Pay in 3, the best to split the payments, and highly available on many websites. Reviewed on: 3rd May 2026

Very convenient services, easy to access.

Very convenient services, easy to access. Reviewed on: 3rd May 2026

Great service overall!

Great service overall! Would recommend to friends and family. Reviewed on: 3rd May 2026

Always easy to use

Always quick and easy to use and has resolved issues quickly Reviewed on: 3rd May 2026

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