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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79305 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (79305)

Great experience

I’ve never had to use the customer service as I’ve never needed too hence I can’t give it a perfect score. I’ve always had a faultless experience and have used pay in 3 a number of times. Reviewed on: 3rd May 2026

Amazing!

Easy to use and always happy to help Reviewed on: 3rd May 2026

Excellent service never had a problem very easy to u...

Excellent service never had a problem very easy to use and very reliable and kept up to date Reviewed on: 3rd May 2026

Easy to use.

Easy to use. Quick. Efficient. Enjoy the app and appearance. Its very helpful when you want to split your payment. Reviewed on: 3rd May 2026

pay by 3 its worry free .

when funds are a little tight the pay in 3 is excellent on the pocket Reviewed on: 3rd May 2026

Ive been using PayPal for at least 10 years and it's...

Ive been using PayPal for at least 10 years and it's amazing and one of the best and its not complicated to use. Reviewed on: 3rd May 2026

Easy and fast simple software easy to navigate

Easy and fast simple software easy to navigate Reviewed on: 3rd May 2026

PayPal is fantastic

PayPal is everything you need for your finances, they are always there to help if needed but the ease of use of PayPal is Ideal. Reviewed on: 3rd May 2026

The best experience highly recommended

The best experience highly recommended Reviewed on: 3rd May 2026

Handy but frustrating

I find it a handy thing to use but find the service sometimes doesn't work and you end up paying twice and have to wait for the money pending to go back into your account. I also struggle with the customer service support as I find it difficult to get past the AI service to get help with any issues. Reviewed on: 3rd May 2026

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