Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80448 reviews)

View other PayPal products

4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (80448)

Very easy, clear, and safe to use.

Very easy, clear, and safe to use. I’ve been with PayPal for over 10 years and have had a good experience. Reviewed on: 5th May 2026

Use it everyday to buy almost everything, great peac...

Use it everyday to buy almost everything, great peace of mind for overseas purchases and local suppliers. Reviewed on: 5th May 2026

Easy and convenient, fair and respectful

Easy and convenient, fair and respectful Reviewed on: 5th May 2026

Helped me make valuable purchases...

PayPal pay in 3 has helped me out in numerous financial situations, the flexibility of being able to take three payments has helped me make valuable purchases. Reviewed on: 5th May 2026

PayPal Pay in 3 ALWAYS & ALL THE WAY!

PayPal Pay in 3 is an excellent service and I personally find it so much better than other similar services. There's no hassle, it's straightforward and as a disabled person with limited funds I truly find it brilliant! I'd recommend it to everyone! Reviewed on: 5th May 2026

It's a really option to spread payments out over a s...

It's a really option to spread payments out over a short period. I get a notification before each payment is taken and when it's paid off. Reviewed on: 5th May 2026

Quick,safe & easy

It's great to know there's no interest fees. Paying a little each month doesn't put a strain on our finances Reviewed on: 5th May 2026

It’s brilliant!

It’s brilliant, I use it quite a lot to spread the cost of larger items over 3 months. Had no issues using it and have never missed a payment. Reviewed on: 5th May 2026

I've bad credit however PayPal has allowed me to get...

I've bad credit however PayPal has allowed me to get essential items easier and stress free! I've had multiple at once and can change dates if I need a tiny bit more time Reviewed on: 5th May 2026

Pay in 3 with PayPal is the ultimate free and easy t...

Pay in 3 with PayPal is the ultimate free and easy transaction. Budget friendly option from a trusted name . Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from Buyline 4.38 from 26 reviews
Buy Now Pay Later
from Klarna 4.34 from 557 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 149720 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub