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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80485 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80487)

PayPal Pay in 3 has become one of my go-to options!

PayPal Pay in 3 has become one of my go-to options for spreading the cost of larger purchases, and it consistently delivers on every front. The setup process is straightforward and clearly explained, making it accessible even if you're not particularly tech-savvy. I always feel well-informed at each stage, with transparent information about repayment dates and amounts, so there are no surprises. Payments go through reliably, and the ability to track everything easily within the app means I always know exactly where I stand. In terms of value, splitting a payment into three interest-free instalments is a genuinely useful financial tool, and PayPal's trusted reputation adds an extra layer of confidence. Overall, Pay in 3 is a well-designed, dependable service that makes managing spending feel simple and stress-free. Highly recommended. Reviewed on: 5th May 2026

Have used pay in 3 a few times, it a great way to sp...

Have used pay in 3 a few times, it a great way to spread the cost of a item interest free Reviewed on: 5th May 2026

Pay in the 3 great way to spread the cost

Pay in the 3 great way to spread the cost Reviewed on: 5th May 2026

Happy to use pay in 3.

Happy to use pay in 3. Easy to set up payment and clear what needs to be paid when Reviewed on: 5th May 2026

I've always enjoyed using PayPal and if I've had any...

I've always enjoyed using PayPal and if I've had any problems with anything they have always been there to help with good customer care and service Reviewed on: 5th May 2026

PayPal is Great!

I use PayPal to pay for things online and I use it for my business too because it's really easy, secure and any money I get goes straight to my bank. The app is really informative and easy to access to keep track of my payments too. Reviewed on: 5th May 2026

Pay in 3 is a fantastic service

Pay in 3 is am extremely good service. It helps you spread the cost of all sorts of purchases. I've used it for electronics, 3d printing supplies and concert tickets. There is no additional costs to use it and it always works flawlessly. Reviewed on: 5th May 2026

Flexible, trustworthy and reliable

Flexible, trustworthy and reliable Reviewed on: 5th May 2026

Pay as you go

Its the best thing when you not got all the money at that time it helps Reviewed on: 5th May 2026

Great money management tool, I use PayPal pay in 3 f...

Great money management tool, I use PayPal pay in 3 for anything over £100 and it works well for me Reviewed on: 5th May 2026

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