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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80585 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80585)

Amazing option to spread the cost

This is such a great service to help you spread the cost interest free. It has helped me manage my finances better and buy essential items when needed. Reviewed on: 5th May 2026

Amazing Customer Experience

Amazing and easy to use. Also provides secure payment Reviewed on: 5th May 2026

Excellent facility to help make buying affordable

Used this excellent facility a number of times to buy things that I would be unable to buy without the pay in 3. Reviewed on: 5th May 2026

Paypal your priorities

Have never had a negative experience with the paypal pay in 3 option and has allowed me to purchase essential item for my family. Reviewed on: 5th May 2026

I’ve been using PayPal Pay in 3 for a while and over...

I’ve been using PayPal Pay in 3 for a while and overall it’s convenient. Payments are split clearly and it’s easy to manage. However, sometimes the information about upcoming payments could be more visible, and notifications are not always clear. Still, it’s a helpful option for spreading costs. Reviewed on: 5th May 2026

Always feel secure and safe paying with PayPal.

Always feel secure and safe paying with PayPal. There 3 payment plans is always great as well and I don’t have to worry about extra late payments. Reviewed on: 5th May 2026

Always good to use!

Always good to use! Choose this way to pay when I can! Reviewed on: 5th May 2026

Secure, Flexible, and Always Reliable

PayPal has become my preferred payment choice whenever I shop online. It gives me real peace of mind knowing my purchases are protected and that support is there if anything goes wrong. On the couple of occasions I’ve needed to use their Resolution Centre to sort out issues with purchases, the process was straightforward, clear, and very easy to navigate, with both issues resolved smoothly. I also really value PayPal’s Pay in 3 option—it’s a fantastic way to spread the cost of larger purchases, making budgeting much more manageable without added stress. Overall, PayPal offers convenience, security, and flexibility, which is why I continue to choose it time and time again. Reviewed on: 5th May 2026

I’ve found PayPal pay in 3 invaluable

I’ve found PayPal pay in 3 very helpful especially near to Christmas as it helps me budget. It’s always been easy to use and a welcome option to have readily available. I would recommend the pay in 3 option every time and big purchases become more affordable as there’s no added interest to use it . Reviewed on: 5th May 2026

I like the fact you can split the amount you pay int...

I like the fact you can split the amount you pay into 3 ,this just works for me Reviewed on: 5th May 2026

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