Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 81,219 reviews, last reviewed 7th Jul 2026
438% increase in 5 star reviews
in the past 90 days
450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Easy to use paypal, always helpful with lots of situations Reviewed on: 7th July 2026
Kinga B's avatar
Kinga B

Latest lowest rating:

2

Never know if pay in three will be agreed. Never know if pay in three will be agreed. Reviewed on: 7th July 2026
Ronnie W's avatar
Ronnie W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (84190)

Reward points should be instant.

4
Reward points should be instant. Reviewed on: 6th May 2026

Great way to spread the cost.

5
Great way to spread the cost. Concert tickets are so expensive at times and allows me to purchase without the big outgoing in one Reviewed on: 6th May 2026

I know my money is safe with pay pal

5
They have never let me down I feel safe with pay pal Reviewed on: 6th May 2026

I love you using PayPal, it’s easy and fast and real...

5
I love you using PayPal, it’s easy and fast and really reliable I love using the pay in 3 method. I like how I can see how many payments are left on the app which is very accessible Reviewed on: 6th May 2026

User friendly, trustworthy, efficiency, safe,

5
User friendly, trustworthy, efficiency, safe, Reviewed on: 6th May 2026

Simple fast and easy to use

5
So simple to use and so quick and easy to apply pay in 3 Reviewed on: 6th May 2026

Very easy to pay and withdraw from instantly

5
Very easy to pay and withdraw from instantly Reviewed on: 6th May 2026

Secure & trustworthy.

5
Always use paypal, safe secure simple never had any problems . Reviewed on: 6th May 2026

Good and quick you pay my purchases

5
Good and quick you pay my purchases Reviewed on: 6th May 2026

A great way to pay over 3 months

5
A great way to pay over 3 months, especially knowing that as long as I have the funds to cover it I won't be paying anything extra. The reminders that the pay in 3 payment is coming up really helps so I know when it's going to go out of my account. It clearly states the total amount and how much will be taken each month. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 167556 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3788 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 112 reviews
    PayPal
    View all products