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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (37269 reviews)

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4.93

Based on 37,269 reviews, last reviewed 22nd Apr 2026

1406200% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Nice app doesnt need much explaing To be honest very nice app and card and makes paying so much easier with pay in 3 Reviewed on: 22nd April 2026

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37269)

Easy payments easy set up nothing to complain about

Easy payments easy set up nothing to complain about Reviewed on: 11th May 2024

So easy to use, why wouldn’t you?

So easy to use, why wouldn’t you? Reviewed on: 11th May 2024

eCheques

Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024

Only use it if you can definitely afford it

I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024

It’s good to have that service available

It’s good to have that service available Reviewed on: 11th May 2024

PayPal and smart spending

PayPal have become a major part of my daily financial management as it provides good quality service. Reviewed on: 11th May 2024

Staff ok English very bad for telephone staff hard t...

Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024

I've been using Pay in 3 for years!

I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024

It's helped me

It's helped me purchase things I need while balancing my finances Reviewed on: 11th May 2024

So easy to use and allow budgeting for slightly larg...

So easy to use and allow budgeting for slightly larger purchases… Reviewed on: 11th May 2024

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