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PayPal: Pay in 3 reviews

4.93
Based on 37,479 reviews, last reviewed 22nd Apr 2026
1426100% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 has been very helpful to me! Pay in 3 has been very helpful to me in being able to purchase slightly larger items that I would normally get caught up in high interest situations w... Read more Reviewed on: 22nd April 2026
Peppa's avatar
Peppa

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37480)

using PayPal credit is easy and convenient.

1
using PayPal credit is easy and convenient. The repayment is so flexible. I am glad I could use this amazing service. Reviewed on: 11th May 2024

useful service, used for larger purchases and smalle...

5
useful service, used for larger purchases and smaller too Reviewed on: 11th May 2024

Easy to pay and track.

5
Easy to pay and track. Much better app that other credit providers. Reviewed on: 11th May 2024

Its very easy and simple to use the Pay in 3 system...

5
Its very easy and simple to use the Pay in 3 system and i appreciate the options to pay ahead of time. Reviewed on: 11th May 2024

Nice option for buying high value items over time wi...

4
Nice option for buying high value items over time without interest charges. Reviewed on: 11th May 2024

Paypal always come through.

5
Paypal always come through. Fast, reliable and secure. Excellent service. The new Pay In Three option has helped me immensely by breaking costs into more manageable payments, with the current cost of living crisis this is huge to those of us on low incomes. Reviewed on: 11th May 2024

Ease of Use...

5
Ease of use - easy to set-up the account and get spending aswell as tracking what's spent and what's due soon on. Reviewed on: 11th May 2024

Great it was good easy to get and even more...

5
Great it was good easy to get and even more Reviewed on: 11th May 2024

Easy to use and track repayments, available across a...

5
Easy to use and track repayments, available across a wide range of sites Reviewed on: 11th May 2024

Great way of helping to manage payments for large ex...

5
Great way of helping to manage payments for large expenses, I use it regularly. Reviewed on: 11th May 2024

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