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PayPal: Pay in 3 reviews

4.76
Based on 95,358 reviews, last reviewed 9th Jul 2026
506% increase in 5 star reviews
in the past 90 days
458% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026
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Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96082)

Used many times before, it’s so easy to do.

5
Used many times before, it’s so easy to do. I also think it’s great how you have the option to pay the next payments early. Never had a problem with it, I done both options of letting it come out when the payment is due or paying it when I have the extra money that month Reviewed on: 8th June 2026

Simple, easy and safe

5
I always pay via PayPal. It's simple, easy and safe to use. Pay in 3 option is such a good way to spread costs over a period of time, it helps me manage my money better. I always use this option over other options out there. Reviewed on: 8th June 2026

Total confidence in PayPal

5
PayPal offers a quick, easy and secure way to pay for goods and services. I can also track my orders in the PayPal app and also spread my cost over 3 months at no extra cost, with the flexibility to repay early. I have total confidence in using them. Reviewed on: 8th June 2026

Pay pal is my go to , in paying everything...

5
Pay pal is my go to , in paying everything Reviewed on: 8th June 2026

I have always found PayPal reliable and efficient.

5
I have always found PayPal reliable and efficient. I feel safe in the knowledge that my account is in safe hands Reviewed on: 8th June 2026

Easy and accessible

5
Very quick service and easy to understand - once set up it is really to use again and again Reviewed on: 8th June 2026

Simple transaction & approval with Paypal Pay in 3

5
Simple transaction, well set-up process for approval, quick confirmation yes/no. Straight forward click through. Simple refund process Reviewed on: 8th June 2026

Smart flexible way to pay during checkout.

5
Smart flexible way to pay during checkout. Reviewed on: 8th June 2026

Very simple to use once you have a paypal account

5
Very simple to use once you have a paypal account and thus a great way to spread larger purchases over a few months without extra cost unlike some other credit providers. Reviewed on: 8th June 2026

Used paypal a while, very good and had no problems.

5
Used paypal a while, very good and had no problems. Reviewed on: 8th June 2026

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