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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96207 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96222)

Pay in 3 comes in very handy when you are on a budge...

Pay in 3 comes in very handy when you are on a budget and need to make an emergency purchase Reviewed on: 8th June 2026

A really straightforward and quick process.

It’s a really straightforward and quick process. I find it easy to buy online, as I don’t need the hassle of finding my bank details. I can just log on to my PayPal account where everything is and split the payments in 3, it has really helped with monthly cashflow and keeping track of finances. Reviewed on: 8th June 2026

Always on point

Always on point anytime there is a transaction needed Reviewed on: 8th June 2026

Great budgeting help

Paypal pay in 3 is an easy and effortless way to spread the cost of big purchases allowing you to feel more confident in your financial affairs. I have used this a few times now and find that the whole process is quick, effortless and easy to understand. The monthly pauments come out without you having to do anything and the dates of repayment are made very clear. Reviewed on: 8th June 2026

Easy payments

I have made a few purchases using PayPal Pay in 3, it's been so easy and I'm sure I will use it again in the future. Reviewed on: 8th June 2026

Great facility to spread payment.

Great facility to spread payment. Very easy to use. App works very wel. Reviewed on: 8th June 2026

PayPal pay in 3 - great to spread the cost.

On occasions I use PayPal Pay in 3 which just gives me that extra breathing space in these tough times. Great that it is interest free. Pay pal is my go to for paying for anything on line. I trust paypal and have not had any problems. A great service. Reviewed on: 8th June 2026

Love paypal pay in 3 - easy and allows me to spread...

Love paypal pay in 3 - easy and allows me to spread costs with no charges. Great for big and small purchases that mean I don’t have to take such a financial hit in one go. It also seems to have helped build my credit rating as I’ve always paid on time or early. Reviewed on: 8th June 2026

Easy and simple steps to pay

It is very clear and straightforward and gives you that luxury of paying a bit now and then in set installments it will give you reminders and break down how much is being taken out. I like how they structure the payments but also make it very clear so there is no catches you know exactly what you are getting yourself into which helps everyone. This is a service I would recommend because it can help a lot of people especially if there is something you want/need to get but you havent got the money at that right time but financially you know you can afford it but you can make it work for you in the structured installments Reviewed on: 8th June 2026

So convenient! Best payment option.

Really easy to use and most retailers are linked to Paypal so it’s very convenient. I like the pay in 3 option as I don’t have to pay for an item all in one go and there’s no interest fee incurred either. Reviewed on: 8th June 2026

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