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PayPal: Pay in 3 reviews

4.93
Based on 37,479 reviews, last reviewed 22nd Apr 2026
1426100% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 has been very helpful to me! Pay in 3 has been very helpful to me in being able to purchase slightly larger items that I would normally get caught up in high interest situations w... Read more Reviewed on: 22nd April 2026
Peppa's avatar
Peppa

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37480)

Good payment method for larger values

5
Good payment method for larger values Reviewed on: 11th May 2024

PayPal pay in 3 is a hassle free way of a splitting...

4
PayPal pay in 3 is a hassle free way of a splitting up one payment into three more manageable monthly chucks. As with any loan option there will be consequences for late payments. If you can afford the monthly payments, you're sitting pretty. Always think before you sign. Reviewed on: 11th May 2024

Pay In 3 More like 5 stars

5
I have always had the best handling and service from pay pal, the pay in 3 option has always helped with managing payments making life easier Reviewed on: 11th May 2024

Easy to use, takes minutes to complete your purchase

5
Easy to use, takes minutes to complete your purchase Reviewed on: 11th May 2024

Easy and safe to use.

5
Easy and safe to use. One of few I trust for online payments. Good app to control account. Reviewed on: 11th May 2024

I used Paypal pay in 3 several times and I never had...

5
I used Paypal pay in 3 several times and I never had any issues, my general experience with Paypal was really good. Reviewed on: 11th May 2024

Pay in three

5
Makes items alot more affordable Reviewed on: 11th May 2024

Excellent

5
Having the chance to split big purchases through 3 months, without interests, is simple amazing! Reviewed on: 11th May 2024

A payment divided in 3 is a excellent idea.

5
Very good service, if you wanna buy a mobile phone is very good pay in 3 installments, if you sign up for a phone contract you have to pay 24 monthly payments, but with pay in 3 definitely you will save lots of money , basically yiu will don't feel this payments in your wallet Reviewed on: 11th May 2024

Easy to use.

5
Easy to use. Clear repayment schedule. Reviewed on: 11th May 2024

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