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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96274 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96295)

I will always opt for PayPal,

I will always opt for PayPal, whether Pay in 3 or full payment. PayPal is my "go to" option Reviewed on: 8th June 2026

I have very little to say, but one thing is, I've ne...

I have very little to say, but one thing is, I've never ever had a bad experience with paypal before. Proud to be a user. Reviewed on: 8th June 2026

More and a little bit more and then even more

More and a little bit more and then even more Reviewed on: 8th June 2026

If you want to control your spending...think Paypal

PayPal is so easy to navigate and accessible even for techno-phobes like me. My daughters recommended PayPal and I've never looked back. Payments over 3 months with no interest! Yes please Reviewed on: 8th June 2026

Great that you can split your payment in three.

Great that you can split your payment in three. Means you can look after your finances better. Reviewed on: 8th June 2026

Very good service simple and fats!

Very good service simple and fats! Reviewed on: 8th June 2026

Easy and simple steps to pay

It is very clear and straightforward and gives you that luxury of paying a bit now and then in set installments it will give you reminders and break down how much is being taken out. I like how they structure the payments but also make it very clear so there is no catches you know exactly what you are getting yourself into which helps everyone. This is a service I would recommend because it can help a lot of people especially if there is something you want/need to get but you havent got the money at that right time but financially you know you can afford it but you can make it work for you in the structured installments Reviewed on: 8th June 2026

Tried it, loved it, spread the cost to manageable pa...

Tried it, loved it, spread the cost to manageable payments so will use again for large purchases. Well done to all. Reviewed on: 8th June 2026

Seamless, Fast, and Reliable

I’ve had a really positive experience using PayPal’s 3-stage payment option. The process is incredibly straightforward and user-friendly — applying takes just a few minutes, with an instant decision if you’re eligible. What stands out most is the seamless experience at checkout — once approved, the purchase confirmation is immediate, with no delays or friction. It makes managing payments much more flexible without complicating the buying process. Overall, a very efficient and well-designed solution that delivers exactly what it promises. Reviewed on: 8th June 2026

Use pay in 3 quiet a few times, easy to use.

Use pay in 3 quiet a few times, easy to use. No pressure in payment coming out all at once, can taken 3 months helps when payday is a stretch away. Never had any issues Reviewed on: 8th June 2026

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