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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97149 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97181)

I've been using PayPal: Pay in 3 for a few years now.

I've been using PayPal: Pay in 3 for a few years now. I like quality things which come at a price but by splitting the payments in 3 it doesn't seem that bad lol. It's a great way to buy exactly what you want when you want. Thoroughly recommend it....and I tell people too ! Reviewed on: 8th June 2026

My go-to for online shopping

PayPal Pay in 3 has become my absolute go-to for managing everyday shopping without any hassle. The option to split purchases into three interest-free monthly payments right at checkout makes budgeting larger expenses incredibly easy, and there are no hidden fees to worry about. Because it automatically connects with my existing PayPal account, the entire process is completely seamless, secure, and fast. It is an incredibly convenient, stress-free way to buy what I need today while keeping my finances perfectly on track. Reviewed on: 8th June 2026

Very user friendly app offering great payment options

Always found it a great way to pay & spread the cost. It’s a easy app to use, I’ve never had any problems very efficient Reviewed on: 8th June 2026

Really easy and quick to use would definitely use ag...

Really easy and quick to use would definitely use again! No extra questions were required or anything. Very happy with this service that PayPal provides. Reviewed on: 8th June 2026

Easy access to the platform.

Easy access to the platform. Quick process to go through. Reviewed on: 8th June 2026

Good customer service

If I ever had an issue it’s always been resolved easily Reviewed on: 8th June 2026

Saved us out of a bad situation

With the cost of living, PayPal pay in 3 was a godsend to get us out of a emergency boiler repair Reviewed on: 8th June 2026

Just an excellent service, nothing has went wrong wi...

Just an excellent service, nothing has went wrong with any interaction I have had Reviewed on: 8th June 2026

Simple and easy to use.

Simple and easy to use. Quick to check when payments were due. Reviewed on: 8th June 2026

PayPal Pay in 3 has become my absolute go-to for man...

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