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PayPal: Pay in 3 reviews

4.76
Based on 96,837 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026
CHRIS EMERY's avatar
CHRIS EMERY

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026
DarkSoul's avatar
DarkSoul

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97077)

Always a great transaction and also can also earn po...

5
Always a great transaction and also can also earn points Reviewed on: 8th June 2026

A safe way to purchase

5
I absolutely trust PayPal and feel safe when purchasing online through PayPal. Reviewed on: 8th June 2026

Feels the most secure online payment platform.

5
Feels the most secure online payment platform. Reviewed on: 8th June 2026

Using PayPal is a really easy way to set up recurrin...

5
Using PayPal is a really easy way to set up recurring donations. It also makes online purchases secure and hassle free Reviewed on: 8th June 2026

My PayPal Journey

4
It’s been an exciting journey with PayPal, from seamless transactions to payment plans for shopping. I have enjoyed my time with them and gotten value too. I had only one issue regarding sending money to a US PayPal account. I was trying to send money to Family. It was urgent and I couldn’t . I called Customer support and still couldn’t fix it. I had to rely on traditional banks which took days to process funds needed as a matter of urgency. Reviewed on: 8th June 2026

Love it!

5
Use it regularly to send money abroad or purchase online Reviewed on: 8th June 2026

Spread the cost

5
Pay in 3 is amazing as it allows me to buy more expensive products and spread the cost. In the current financial climate - this really does help. Reviewed on: 8th June 2026

Fantastic service, no issues

5
I’ve never had an issue, and the option to pay later has been fantastic for making life easier while making large purchases Reviewed on: 8th June 2026

Dependable financial service

4
My experience has been good. I appreciate the opportunity to split payments into three instalments when I so choose. Reviewed on: 8th June 2026

Easy to use

4
Easy to use and fantastic to be able to easily spread costs when needed. Reviewed on: 8th June 2026

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