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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97223 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97259)

Excellent service and quick to make a decision with...

Excellent service and quick to make a decision with informative feedback. Reviewed on: 8th June 2026

I have been using PayPal for over a year and it’s so...

I have been using PayPal for over a year and it’s so good and helps me so much, they pay in 3 scheme is a great way especially when it comes to Christmas time and purchasing presents Reviewed on: 8th June 2026

It is easy to use, straight forward and simple

It is easy to use, straight forward and simple Reviewed on: 8th June 2026

It is very easy to use and very helpful too

It is very easy to use and very helpful too Reviewed on: 8th June 2026

Easy to use, safe and widely accepted

I like PayPal because it makes online shopping simple and gives me extra peace of mind. I don’t have to enter my card details on every website, payments are quick, and if something goes wrong with an eligible purchase, PayPal offers buyer protection. It’s accepted by many stores around the world, works with different payment methods, and makes sending or receiving money easy. Overall, it’s a convenient, secure way to manage online payments and keep track of transactions in one place. Reviewed on: 8th June 2026

PayPal continue to be the easiest way to spend and s...

PayPal continue to be the easiest way to spend and securely share money. The Pay in 3 option is really ideal. Reviewed on: 8th June 2026

Great way to spread the cost and budget accordingly

Great way to spread the cost and budget accordingly Reviewed on: 8th June 2026

Ideal for larger purchases paying with 3 monthly pay...

Ideal for larger purchases paying with 3 monthly payments at 0%. Would highly recommend to use this payment method. Reviewed on: 8th June 2026

Really easy to use.

Really easy to use and an excellent way to pay for things without going into debt. I have used pay in 3 to buy goods and services and would not hesitate to use again and again. Reviewed on: 8th June 2026

My favourite payment plan

I have used PayPals pay in 3 a number of times and it has always worked the best for me in terms of flexibility, ease of use and convenience. Reviewed on: 8th June 2026

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