Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 37,587 reviews, last reviewed 22nd Apr 2026
1436300% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem. Never had a problem. Love the chance of interest free lending. W like the fact they send reminders when payment due in advance feels safe and secure t... Read more Reviewed on: 22nd April 2026
Kay E's avatar
Kay E

Latest lowest rating:

1

Uber took money out of my account twice! Uber took money out of my account twice!! Supposed to be protected by PayPal!! I sent evidence that the money shouldn't have been taken yet PayPal wou... Read more Reviewed on: 22nd April 2026
Natalie 's avatar
Natalie
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (37587)

Couldn’t live without it!

5
I have never had any trouble with this method of payment. The credit doesn’t stack up as it’s set to auto pay every month. It’s my preferred method of payment to simplify expenses it’s easier to manage some big payments when it’s split in 3. The customer service is also fantastic not only has the help I’ve been give been generally good but the wait time on a call are fantastic considering the size of the company. Overall couldn’t live without it. Reviewed on: 11th May 2024
Luiza Z's avatar
Luiza Z

It was very helpful to me and it is the...

5
It was very helpful to me and it is the best option Reviewed on: 11th May 2024
Michal B's avatar
Michal B

Ease if use is crucial

5
So easy to use, highly recommend to anyone. Makes payment for more expensive items much more manageable. Doesn't feel as bad as having longer term debt. I have used several times and will continue using. Reviewed on: 11th May 2024
Rsdan26's avatar
Rsdan26

My experience with PayPal is wonderful service, very...

5
My experience with PayPal is wonderful service, very easy to do shopping online or in store and very reliable to pay or refund fees Reviewed on: 11th May 2024
Kenny O's avatar
Kenny O

Very helpful and comes in handy.

5
Very helpful and comes in handy. Reviewed on: 11th May 2024
Daniall's avatar
Daniall

By using PayPal Pay in 3 I am able to buy things I c...

5
By using PayPal Pay in 3 I am able to buy things I couldn’t afford to buy at no extra cost Reviewed on: 11th May 2024
Jean K's avatar
Jean K

Better is 4 in 1 Or 5 in 1 or...

4
Better is 4 in 1 Or 5 in 1 or 6 in 1 Reviewed on: 11th May 2024
Mehmed H's avatar
Mehmed H

Always easy to use and if you ever have a problem th...

5
Always easy to use and if you ever have a problem they are always there to help Reviewed on: 11th May 2024
Steven m's avatar
Steven m

Pay in 3 facility

4
I like the pay in 3 facility. It's been my go to a lot of times and I'd recommend it to anyone. Reviewed on: 11th May 2024
Ade's avatar
Ade

Good service to use PayPal and good customer servic...

5
Good service to use PayPal and good customer service and it ms great and brilliant Reviewed on: 11th May 2024
Anjali's avatar
Anjali

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill