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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97380 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97394)

Not had any problems.

Not had any problems. Pay in three is good. Reviewed on: 8th June 2026

I pay through PayPal because I feel safe and if any...

I pay through PayPal because I feel safe and if any thing goes wrong with my payment they are always ready to help me.I have used there pay I three a few times and never had a problem Reviewed on: 8th June 2026

Always a happy customer for years

Service is over the top. Highly recommended. Honestly, I am a very happy customer. I am a member for couple of years already only few issues happened, customer service are very reliable to sort things out immediately. Reviewed on: 8th June 2026

Very handy when money is tight, no waiting , instant...

Very handy when money is tight, no waiting , instant acceptance , usefull for the larger purchases, used many times. Reviewed on: 8th June 2026

PayPal is the best

PayPal has been an essential part of running my business. It provides a secure and trusted way for clients from different countries to make payments, which has helped me grow my business internationally. I appreciate how easy it is to send and receive payments, manage transactions, and give my customers confidence when purchasing my services. The platform is reliable, user-friendly, and has saved me a significant amount of time compared to traditional payment methods. Overall, PayPal has played an important role in supporting my business growth and making it easier to serve clients around the world. Reviewed on: 8th June 2026

Pay in 3 advantages.

I have used PayPal for many years, always had a great service. Any dispute has been solved without any drama, great service. Having used PayPal in 3 a few times it’s a great way in spreading the cost and can highly recommend it to PayPal users. Reviewed on: 8th June 2026

Always good and convenient, safe and swiftly resolvi...

Always good and convenient, safe and swiftly resolving issues always recommending to my friends. Reviewed on: 8th June 2026

I use pay in 3 regularly, mainly for gig tickets, it...

I use pay in 3 regularly, mainly for gig tickets, it breaks up the price. I have also been scammed once, and Paypal got me some of my money back. Never let a seller coax you into sending money via friends and family.I have also disputed purchases from trusted sellers, ebay etc, and received my payment back from Paypal when things have went wrong. I trust Paypal, I wish I could buy with it for all my purchases. Reviewed on: 8th June 2026

Very practical to repay, especially when we need une...

Very practical to repay, especially when we need unexpected trips. Reviewed on: 8th June 2026

Highly recommended

I've been using PayPal Pay in 3 regularly for quite a while and it's become one of my favourite ways to manage larger purchases. As a single person managing all household expenses alone, spreading payments over three months helps me budget more effectively without taking on debt or paying interest. The application process is quick, payments are clearly scheduled, and everything is easy to track through the PayPal app. It's given me flexibility when unexpected expenses come up while helping me stay in control of my finances. For me, PayPal Pay in 3 strikes the right balance between convenience, transparency, and responsible budgeting. Reviewed on: 8th June 2026

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