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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97443 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97462)

It's been easy to get refunds from sellers who prove...

It's been easy to get refunds from sellers who proved difficult Reviewed on: 8th June 2026

Easy to keep track of spending.

Easy to keep track of spending. Pay in 3 very useful option. Payments safeguarded Reviewed on: 8th June 2026

PayPal is safe, fast, and incredibly easy to use.

PayPal is safe, fast, and incredibly easy to use. Reviewed on: 8th June 2026

Makes Life easier

Always use PayPal pay in 3 if I need a little extra time to pay stuff off. Such a handy tool and makes life so much easier for me. Reviewed on: 8th June 2026

Very quick and efficient service - easy to split pay...

Very quick and efficient service - easy to split payments in 3 - simple process and easy to use on the app. I like how accessible on the app the pay in 3 section is. I will definitely be using it in thr future Reviewed on: 8th June 2026

I have done some purchases on credit and have helped...

I have done some purchases on credit and have helped me to spread my costs per month that was a big help, also as of safe payment I think PayPal is best. Reviewed on: 8th June 2026

Great and fast process.

Great when you want to stretch out you finance over the 3 payments. Reviewed on: 8th June 2026

Easy to set up, can use to spread cost without hassle.

Easy to set up, can use to spread cost without hassle. If you’ve time I’d need to talk to contact PayPal they are very friendly & helpful. Reviewed on: 8th June 2026

Always easy to use

Always easy to use and gives you the opportunity to buy what you need. Reviewed on: 8th June 2026

It' been easy, effective & transparent

It' been easy, effective & transparent Reviewed on: 8th June 2026

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