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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97509 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (97515)

Always very good with little trouble getting things...

Always very good with little trouble getting things right well done. Reviewed on: 8th June 2026

Ive used PayPal since its early days circa 2005/06.

Ive used PayPal since its early days circa 2005/06. I always feel confident my transaction is safe and secure when purchasing online. Reviewed on: 8th June 2026

Great PayPal option

I find PayPal pay in 3 is very good for those expenses which is very high cost and can split the cost with affordable installments over the months. They have a great choice of shops and entertainment websites which uses PayPal for payment. Reviewed on: 8th June 2026

Flexible Payments Made Easy

PayPal's Pay in 3 feature is a convenient way to spread the cost of larger purchases without the hassle of a traditional credit agreement. The application process is quick and straightforward, and once approved, payments are automatically taken in three manageable instalments. I find it particularly useful for unexpected expenses or when I want to budget more effectively without paying the full amount upfront. Everything is clearly displayed within the PayPal app, making it easy to keep track of upcoming payments. For eligible purchases, Pay in 3 offers a simple, flexible, and user-friendly way to manage spending. Reviewed on: 8th June 2026

PayPal, it's safe, flexible, reliable

Love using PayPal, it's safe, flexible, reliable and the new pay in 3 is amazing, i use it on so many of my purchases Reviewed on: 8th June 2026

As a single mum, I use pay in 3 to purchase larger i...

As a single mum, I use pay in 3 to purchase larger items that are sometimes for myself - whilst I would pay out right for something my daughter would need , I feel guilty for purchasing for myself and the pay in 3 helps with that. I also use it for items like flights . I like to spread the purchases out , I get set dates , reminders for the re payments and there’s no interest on them . I feel protected using PayPal and if I make part returns on the original purchase the refund is acknowledged straight away and next payment revised. PayPal pay in 3 is also great for Christmas!! I love the pay in 3 option Reviewed on: 8th June 2026

It is fine, does what it says in the tin.

It is fine, does what it says in the tin. Reviewed on: 8th June 2026

Brilliant

Never had a bad experience and always quick and easy to use Reviewed on: 8th June 2026

Pay in 3

Paypals ‘pay in 3’ is a great way to manage spending & budgeting your funds Reviewed on: 8th June 2026

Easy to use.

Easy to use. Good to pay in 3, eases financial pressures Reviewed on: 8th June 2026

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