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PayPal: Pay in 3 reviews

4.93
Based on 37,651 reviews, last reviewed 23rd Apr 2026
1442500% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use, very reliable and trustworthy. Easy to use, very reliable and trustworthy. Have been using it for quite a while and am enjoying the benefits of buying goods that might have been dif... Read more Reviewed on: 23rd April 2026
Firenze's avatar
Firenze

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37651)

Customer service outsourced who all provide differen...

1
Customer service outsourced who all provide different information during exchanges of dialogue. Training must be incredibly lacklustre as responses vastly different from one person to another. They take over tickets assigned to other customer service staff and completely miss the mark where the last left off. It's a disgrace trying to reason with the live chat. Reviewed on: 11th May 2024

Good payment method for larger values

5
Good payment method for larger values Reviewed on: 11th May 2024

PayPal pay in 3 is a hassle free way of a splitting...

4
PayPal pay in 3 is a hassle free way of a splitting up one payment into three more manageable monthly chucks. As with any loan option there will be consequences for late payments. If you can afford the monthly payments, you're sitting pretty. Always think before you sign. Reviewed on: 11th May 2024

Pay In 3 More like 5 stars

5
I have always had the best handling and service from pay pal, the pay in 3 option has always helped with managing payments making life easier Reviewed on: 11th May 2024

Easy to use, takes minutes to complete your purchase

5
Easy to use, takes minutes to complete your purchase Reviewed on: 11th May 2024

Easy and safe to use.

5
Easy and safe to use. One of few I trust for online payments. Good app to control account. Reviewed on: 11th May 2024

I used Paypal pay in 3 several times and I never had...

5
I used Paypal pay in 3 several times and I never had any issues, my general experience with Paypal was really good. Reviewed on: 11th May 2024

Pay in three

5
Makes items alot more affordable Reviewed on: 11th May 2024

Excellent

5
Having the chance to split big purchases through 3 months, without interests, is simple amazing! Reviewed on: 11th May 2024

A payment divided in 3 is a excellent idea.

5
Very good service, if you wanna buy a mobile phone is very good pay in 3 installments, if you sign up for a phone contract you have to pay 24 monthly payments, but with pay in 3 definitely you will save lots of money , basically yiu will don't feel this payments in your wallet Reviewed on: 11th May 2024

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